Business Internet Banking Disclaimer and Privacy Statement

We will not collect any information about you or any Customer Delegate except where it is knowingly provided to us through this web site. The information we collect about you will depend on how you use the facilities offered via this web site.

For example, if you visit the web site to browse or download information, our system will record the date and time of your activities, the information viewed and/or downloaded. In the event that you enter information in the process of completion of an online application form, the information will only be collected by us if you submit that online application to us. In other words, if you log out prior to submitting your application, any information which you had entered would be automatically deleted.

A "cookie" is a small-text file that is transferred to a computer hard drive by a web page server. Web browsers are initially set to accept cookies. However, you can choose if and how a cookie is accepted by configuring your browser accordingly. The cookie stores information about the use of the site and can be retrieved by the web page server. We use cookies to assess whether you are logged into our web site, identify your user name and track information about sites in which you are interested. If your browser is configured to reject all cookies, you will be unable to use the HSBC web site.

We will not use or disclose information collected about you (including information collected by cookies) otherwise than for the purpose made known to you, a purpose you would reasonably expect, a purpose required, authorized or permitted by or under any law or a purpose otherwise authorized by you. You authorize us to provide necessary information to our agents and contractors who provide services to HSBC in connection with the provision of the services which you have sought from HSBC. Also as our servers in connection with the web site are located in the USA, you also consent to HSBC processing your information in the USA as necessary to provide the services you have sought.

When you use a link to go from our web site to another website, this Statement has no application. HSBC is not responsible for the privacy policies or content of other websites. Access to and use of such web sites is at your own risk and subject to any terms and conditions applicable to such access and use.

Products and services referred to in this web site are offered only in jurisdictions where and when they may be lawfully offered by HSBC and other members of the HSBC Group. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.

These pages should not be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.

The information contained in these pages, whether provided by the Bank or other information provider, is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary.

While every care has been taken in preparing the information and materials contained in this web site, such information and materials are provided to you "as is" without warranty of any kind, either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.

Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

HSBC may from time to time engage the services of third party service providers which may or may not be a member of the HSBC Group in respect of matters under or relating to this web site including that of its Business Internet Banking. You agree that these service providers shall not be held liable to you in any way in respect of any of such services under any circumstances.