Generate cashflow by making the most of your receivables
What is Receivable Finance?
Receivable Finance is a cost effective source of short-term funding for your business. Driven directly by sales receivables, it provides working capital required for supporting daily business operations and reduces reliance on borrowing facilities.
With Receivable Finance, you can be assured of prompt payment with our sales ledger administrative service while saving valuable time and resources, as well as protection against the risk of bad debts for your business.
Receivable Finance offers flexible financing for your business to react to market opportunities readily.
An illustration of how HSBC's Receivable Finance works
An illustration of how HSBC's Receivable Finance works
Benefits for your business with HSBC's Receivable Finance:
Receive up to 90% advancement of your unpaid sales invoices by next working day upon submission of valid invoices and relevant supporting documents# and enjoy:
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An improved cash flow for daily business operations.
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A steady stream of working capital for unplanned expenses such as hikes in prices of raw materials or manpower costs.
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A flexible alternative as compared to a bank overdraft or term loan.
An illustration on benefit of HSBC's Receivable Finance
An illustration on benefit of HSBC's Receivable Finance
Have peace of mind on payment collection with our sales ledger administration and credit protection+ service, and:
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Be assured of receiving outstanding payments without lengthy claims procedures or legal fees.
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Achieve convenience, cost and time savings from outsourcing your payment collection.
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Leverage on our stringent credit requirements for your buyers and reduce the risk of bad debts.
Uncover international trade opportunities with our:
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Assistance on appropriate credit control expertise for overseas trading.
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Local expertise from an extensive global network across 18 countries.
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Payment collection process and currency ledger administration services by local Receivable Finance Relationship Managers.
electronic Receivable Finance (eRF)
Access our free online receivable management tool which provides you with up-to-date information on your ledger with HSBC and enables you to request reports for management reporting activities. Find out more
Enjoy the benefits of this hassle-free financing solution with HSBC and discover a world of opportunities for your business. To get started, contact us now.
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This is based on the assumption that the seller/you have an existing Receivable Finance facility with HSBC.
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The amount of advancement, invoices and supporting documents required are subject to the Bank's approval.
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Credit protection is an optional service to complement your application for HSBC's Receivable Finance services.