| Travel insurance benefits |
Classic |
Superior |
| Personal accident benefits |
Personal accident
Insured Person (70 years old or below)
|
S$150,000
|
S$250,000#
|
Double indemnity for public conveyances
Insured Person (70 years old or below)
|
No double indemnity
|
S$500,000
|
| Medical and related expenses benefits |
Overseas medical expenses
Insured Person (70 years old or below) |
Up to S$250,000 plus up to S$10,000 pregnancy-related sickness plus up to S$100 TCM treatment
|
Up to S$500,000 plus up to S$10,000 pregnancy-related sickness plus up to S$300 TCM treatment
|
Overseas hospitalisation confinement benefit
|
Up to S$10,000
(S$100 per day) |
Up to S$30,000
(S$200 per day) |
Post-travel medical expenses
Insured Person (70 years old or below)
|
Up to S$12,500
|
Up to S$25,000
|
Compassionate visit overseas
|
Up to S$3,000 |
Up to S$5,000 |
Emergency worldwide medical evacuation and repatriation
|
Actual cost |
Actual cost |
| Repatriation of mortal remains or funeral expenses |
Up to S$30,000 (to Singapore)
or up to S$15,000 (to home country) |
Up to actual cost (to Singapore)
or up to S$30,000 (to home country) |
| Travel inconvenience benefits |
Trip cancellation
|
Up to S$5,000 |
Up to S$10,000 |
Trip postponement
|
Up to S$500 |
Up to S$1,000 |
Trip curtailment (due to hospitalisation)
|
Up to S$5,000 |
Up to S$10,000 |
Flight delay
|
Up to S$1,000
(S$100 per 8-hour delay) |
Up to S$1,000
(S$100 per 8-hour delay) |
Missed travel connection
|
Up to S$200 |
Up to S$200 |
Overbooked Flight
|
Up to S$200 |
Up to S$200 |
Baggage, personal effects and portable business equipment
|
Up to S$3,000
Limit of up to S$1,000 for laptop,
up to S$500 per article
|
Up to S$5,000
Limit of up to S$1,000 for laptop,
up to S$500 per article |
Baggage delay
|
Up to S$1,000
(S$200 per 8-hour delay) |
Up to S$1,000
(S$200 per 8-hour delay) |
Personal money and travel documents
|
Up to S$3,000
Limit of S$300 for personal money |
Up to S$5,000
Limit of S$300 for personal money |
Aircraft hijack
|
Up to S$3,000
(S$250 for each full 24 hours) |
Up to S$5,000
(S$250 for each full 24 hours) |
Personal liability
|
Up to S$500,000 |
Up to S$1,000,000 |
Rental vehicle excess
|
S$250 |
S$500 |
24-hr worldwide medical emergency assistance hotline
|
Available |
Available |
24-hr travel advice hotline
|
Available |
Available |
| Optional benefits (applies to Annual Plan only) |
Home contents coverage
|
Up to S$5,000 |
Up to S$7,500 |
Golf equipment coverage
|
Up to S$500 |
Up to S$500 |
 |