Dual Currency Plus

Dual Currency Plus is an investment product. With Dual Currency Plus, the principal sum and returns are repayable either in the currency in which the investment is made ("base currency") or an alternative currency ("linked currency") at maturity. Early withdrawal of Dual Currency Plus is not permitted.

Dual Currency Plus is inherently speculative in nature and carries risks. In particular, foreign currency market movements are unpredictable. If the proceeds at maturity are paid in the linked currency (as opposed to the base currency), there is a possibility that you will suffer a loss on your principal sum when compared with the amount of the base currency initially invested. As your investment is denominated in a foreign currency, you are advised to consider the impact of any foreign exchange risk on the net returns of your investment. Foreign exchange controls may be imposed by the country issuing the foreign currency from time to time and may delay or prevent the repayment of principal amount to you. To the best of our knowledge, as at the time of publication of this document, the currencies available for this investment are not subject to any foreign exchange restrictions. However, you should always find out from your financial adviser if there are foreign exchange restrictions applicable to the currencies chosen by you before you decide to invest in Dual Currency Plus.

This document is for information only and should not be construed as an offer to sell or solicitation of an offer to purchase or subscribe for any investment. Before you make any investment decisions, you may wish to consult a financial adviser. Please contact our Customer Service Centre to make an appointment.