OfficeSurance

• A comprehensive 5-in-1 package policy
• Enjoy the convenience of comprehensive business protection without the hassle of multiple policies

Financial protection is an essential part of doing business today. OfficeSurance from HSBC Insurance (Singapore) Pte. Limited provides you with the coverage you need to keep your business going in the event that your business should incur any major losses.

Besides theft, fire or accidents, OfficeSurance also covers your company against the cost of lawsuits and pays you for any losses incurred as a result of any interruption to your business. Without OfficeSurance, these unforseen circumstances may threaten your profitability or worse, the viability of your business.

OfficeSurance is a comprehensive 5-in-1 package policy with the option to selectively increase coverage limits to fit your specific operational requirements at an equitable premium cost. As such, you can enjoy the convenience of comprehensive business protection without the hassle of multiple policies, plus, you get more value for money in terms of premium and protection.

This cover includes all office equipment, furniture, appliances, fixtures and fittings - even interior decoration and tenant's improvements. So you can protect the contents of your office from theft, damage by fire, accident or any other mishap.

Free extensions*

• Loss of or damage to employee personal effects
• Loss of or damage to contents while temporarily removed from office
• Cost of removal of debris
• Loss of or damage to documents, deeds, maps, plans or records while in transit
• Cost of boarding up damaged doors and windows
• Loss of or damage to trade samples (other than goods or merchandise)
• Loss of or damage to computer system records

• Office furniture, fixtures, fittings, printed books, unused stationery and maps
• Office machinery and internal telephone installations
• Decorations and improvements installed by the tenant
• Written books, deeds, architect's plans and other documents including stamps thereon
• Clothing and personal effects (excluding money) of directors, partners and employees
• Samples not intended for resale

Your company will be paid up to S$200 per day for up to a maximum of 250 days to cover the increased cost of doing business elsewhere due to interruption following a loss under the office contents "All Risks" coverage.

Free extensions*

• Accountant's fees

You will be covered for up to S$1,000,000 against legal liability arising from negligence on your part or that of your employees. We will also pay legal expenses in addition to the limit of liability.

Free extensions*

• Covers employer-sponsored social and recreational activities within Singapore

Your liability to employees under the Workmen's Compensation Act including Common Law will be covered.

Free extensions*

• Covers employer-sponsored social and recreational activities within Singapore

In addition, you may, at additional premiums, extend the policy to include the following available supplementary coverages:

• Fidelity guarantee insurance
• Equipment breakdown insurance
• Personal accident insurance will only be payable due to an accident occurring before the benefit expires

OfficeSurance is part of HSBC Group's range of insurance products, underwritten by HSBC Insurance (Singapore) Pte. Limited, a member of the HSBC Group. This means that, with the HSBC Group's financial strength and the expertise of HSBC Insurance (Singapore) Pte. Limited, you can be assured of the highest standards of service and a product that's tailored to your needs.