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TravelSurance Plus - Business Travel
Overview
At HSBC, we understand your business travel needs.
Apply online for our TravelSurance Plus - Business Travel to receive immediate* coverage, including:
- Personal accident coverage
- Overseas medical benefits
- Travel inconvenience benefits
- Optional benefits to cover home contents and golf equipment
What's more, enjoy a promotional 10% discount off the usual premium for a limited period only+!
* For applications of 5 persons and below only.
+ HSBC reserves the right to amend these terms and conditions, and to suspend, terminate, or vary the promotion without prior notice at any time.
Click here for corporate group travel of more than 5 employees or for combined social and business travel coverage.
Benefits at a glance
Personal accident coverage
Receive a lump sum of up to S$250,000 in the event of an accident that results in permanent disability or death. This sum doubles if the accident occurs while travelling on public transportation#.
# Only for the Superior Plan, as detailed in the benefits table.
Overseas medical benefits
Receive reimbursements for any medical, surgical and hospital expenses incurred overseas due to injury or illness. Most importantly, TravelSurance Plus offers unlimited worldwide medical emergency evacuation and repatriation.
In the event of overseas hospitalisation for a long period, TravelSurance Plus will pay for accommodation costs and transport expenses incurred by a relative for compassionate visits, or to escort the children back to Singapore.
Travel inconvenience benefits
Receive compensation for travel inconveniences such as trip cancellations and postponement, flight delays, missed connections, loss of or damage to personal belongings. The plan also covers you for insurance excess of your rental vehicle when you are on a driving holiday.
Optional benefits
TravelSurance Plus gives you greater peace of mind with the option to cover your home contents and golf equipment when you are travelling.
Benefits table
| Classic | Superior | |
| Personal accident benefits | ||
| Personal accident Insured Person (70 years old or below) |
S$150,000 |
S$250,000 |
| Double indemnity for public conveyances Insured Person (70 years old or below) |
No double indemnity |
S$500,000 |
| Medical and related expenses benefits | ||
| Overseas medical expenses Insured Person (70 years old or below) |
Up to S$250,000 plus up to S$10,000 pregnancy-related sickness plus up to S$100 TCM treatment |
Up to S$500,000 plus up to S$10,000 pregnancy-related sickness plus up to S$300 TCM treatment |
| Overseas hospitalisation confinement benefit |
Up to S$10,000 (S$100 per day) |
Up to S$30,000 (S$200 per day) |
| Post-travel medical expenses Insured Person (70 years old or below) |
Up to S$12,500 |
Up to S$25,000 |
| Compassionate visit overseas |
Up to S$3,000 | Up to S$5,000 |
| Emergency worldwide medical evacuation and repatriation |
Actual cost | Actual cost |
| Repatriation of mortal remains or funeral expenses |
Up to S$30,000 (to Singapore) or up to S$15,000 (to home country) |
Up to actual cost (to Singapore) or up to S$30,000 (to home country) |
| Travel inconvenience benefits | ||
| Trip cancellation |
Up to S$5,000 | Up to S$10,000 |
| Trip postponement |
Up to S$500 | Up to S$1,000 |
| Trip curtailment (due to hospitalisation) |
Up to S$5,000 | Up to S$10,000 |
| Flight delay |
Up to S$1,000 (S$100 per 8-hour delay) |
Up to S$1,000 (S$100 per 8-hour delay) |
| Missed travel connection |
Up to S$200 | Up to S$200 |
| Overbooked Flight |
Up to S$200 | Up to S$200 |
| Baggage, personal effects and portable business equipment |
Up to S$3,000 Limit of up to S$1,000 for laptop, up to S$500 per article |
Up to S$5,000 Limit of up to S$1,000 for laptop, up to S$500 per article |
| Baggage delay |
Up to S$1,000 (S$200 per 8-hour delay) |
Up to S$1,000 (S$200 per 8-hour delay) |
| Personal money and travel documents |
Up to S$3,000 Limit of S$300 for personal money |
Up to S$5,000 Limit of S$300 for personal money |
| Aircraft hijack |
Up to S$3,000 (S$250 for each full 24 hours) |
Up to S$5,000 (S$250 for each full 24 hours) |
| Personal liability |
Up to S$500,000 | Up to S$1,000,000 |
| Rental vehicle excess |
S$250 | S$500 |
| 24-hr worldwide medical emergency assistance hotline |
Available | Available |
| 24-hr travel advice hotline |
Available | Available |
| Optional benefits (applies to Annual Plan only) | ||
| Home contents coverage |
Up to S$5,000 | Up to S$7,500 |
| Golf equipment coverage |
Up to S$500 | Up to S$500 |
TCM is Traditional Chinese Medicine. Definitions and details of exclusions are listed in the Policy.
Premium rate (S$) - Classic plan
Duration of trip (days) |
Single trip coverage | Annual Coverage | ||||||
| 1-4 | 5-9 | 10-15 | 16-20 | 21-30 | Extra weekly rate | |||
| Individual | ASEAN | 25 | 32 | 45 | 56 | 76 | 5 | - |
| Asia | 30 | 42 | 55 | 71 | 89 | 15 | 235 | |
| Worldwide | 42 | 59 | 74 | 96 | 124 | 25 | 335 | |
| Optional benefits | ||||||||
| Home contents coverage | 50 | |||||||
| Golf equipment coverage | 15 | |||||||
Individual Plan: Applicant must be at least 18 years old, and a Singapore Resident/PR/Work Permit Holder.
ASEAN refers to Malaysia, Indonesia, Thailand, Philippines, Myanmar, Brunei, Vietnam, Laos and Cambodia.
Asia refers to ASEAN plus Australia, New Zealand, China, Hong Kong, India, Japan, Macau, South Korea and Taiwan.
Worldwide refers ASEAN, Asia and rest of the world.
Trip duration The maximum coverage period for any one trip is 90 days, for both single trip and annual coverage.
Premium rate (S$) - Superior plan
Duration of trip (days) |
Single trip coverage | Annual Coverage | ||||||
| 1-4 | 5-9 | 10-15 | 16-20 | 21-30 | Extra weekly rate | |||
| Individual | ASEAN | 40 | 51 | 72 | 90 | 121 | 8 | - |
| Asia | 48 | 67 | 87 | 114 | 142 | 24 | 376 | |
| Worldwide | 63 | 88 | 110 | 142 | 185 | 38 | 499 | |
| Optional benefits | ||||||||
| Home contents coverage | 65 | |||||||
| Golf equipment coverage | 15 | |||||||
Individual Plan: Main applicant must be at least 18 years old, and a Singapore Resident/PR/Work Permit Holder.
ASEAN refers to Malaysia, Indonesia, Thailand, Philippines, Myanmar, Brunei, Vietnam, Laos and Cambodia.
Asia refers to ASEAN plus Australia, New Zealand, China, Hong Kong, India, Japan, Macau, South Korea and Taiwan.
Worldwide refers ASEAN, Asia and rest of the world.
Trip duration The maximum coverage period for any one trip is 90 days, for both single trip and annual coverage.
To find out more
- Phone: 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas
- Make an appointment with us today
- Click here to download policy wording.
Important notes
TravelSurance Plus is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. It is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited.
This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at HSBC Insurance (Singapore) Pte. Limited. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.
HSBC Insurance (Singapore) Pte. Limited’s authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together “the Agents”) are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.
The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.
Issued by The Hongkong and Shanghai Banking Corporation Limited, which is incorporated in the Hong Kong SAR with limited liability.
Contact us
Visit our Commercial International Banking Centre
Phone: 1800 216 9008 (Singapore) (65) 6216 9008 (overseas)
8.30 am to 6.00 pm, Monday to Friday
