To qualify for HSBC Advance, you need to be at least 18 years old and have an HSBC Advance account. The monthly service charge of S$10 will be waived if you fulfill any of the following eligibility criteria:
Total Relationship Balance of at least S$20,000 in deposits, investments and/or insurance;
Home Loan with an initial loan quantum of at least S$100,000;
A regular insurance plan with at least S$250 monthly premium (or equivalent).