Leverage on our network, experience and local knowledge

Malaysia is one of the strongest economies in Southeast Asia; economic growth is driven mainly by exports of raw materials and manufactured goods. With gross trade of over RM146 billion, Singapore is Malaysia's second largest trading partner. It is thus beneficial to have the right banking partner when doing business in Malaysia.

HSBC's presence in Malaysia dates back more than 120 years when The Hong Kong and Shanghai Banking Corporation Limited established its first office in the country in 1884. HSBC Bank Malaysia Berhad became the first foreign-owned bank to be locally incorporated in 1994. The Bank has a large network of 40 branches at key business locations throughout the country.

Commercial Banking

HSBC Malaysia is a leading provider of financial services to SMEs and middle-market enterprises. Our customers include sole proprietors, partnerships, associations and incorporated businesses. At HSBC, you can choose from a broad range of Commercial Banking products such as multi-currency business accounts, financing products or insurance and investment solutions. There is also greater convenience and accessibility through our multi-channel services that include internet banking, phone banking and SMS alert services. Round the clock automated banking terminals are also available for cheque deposits and cash transactions.

Extensive range of products and services

Payments and Cash Management

HSBC provides its customers with a complete set of comprehensive solutions to meet their cash management needs. In addition to our enhanced Business-to-Business and Business-to-Consumer payment payments and collections capabilities, our extensive branch network and memberships in various transaction processing infrastructures, such as the Malaysian Electronic Payments System (MEPS), enable us to provide an efficient clearing system, easy availability of liquidity and information useful for reconciliation.

Trade and Supply Chain

HSBC Malaysia offers a comprehensive suite of Trade and Supply Chain services from 38 locations in both East and West Malaysia, the largest distribution network amongst all foreign banks operating in Malaysia. The business supports our customers ranging from SMEs to middle-market enterprises to large multi-nationals in key business locations in Klang Valley, Johor Bahru, Malacca, Penang, Ipoh, Kota Kinabalu, Kuching, Sibu and Miri. The comprehensive suite of products includes financing working capital (including Bankers Acceptance and Forwarder's Certificate of Receipt), risk management solutions (documentary credit confirmation), and efficient import and export settlement solutions, delivered using both conventional and e-channel delivery on our B2G or HSBCnet platforms.

Global Markets

The HSBC Group's global markets business ranks among the largest in the world. Leveraging on the Group's global platform, HSBC Malaysia offers an extensive range of financial products and services that cover money markets, foreign exchange, rates, credit, structured investment products, fixed income and derivatives. Issuers and borrowers are provided a full suite of financing solutions for debt finance, including debt securities and syndicated loans in several currencies. Tailored solutions are also available for project financing, risk management and structured capital markets/asset-backed securities.

SME Banking

HSBC helps you achieve your business goals and provides you with the necessary banking solutions. We are equipped to advise you on the banking package most suited for your business needs, ranging from fast-track guarantees, to trade financing solutions and business premises financing propositions.

Insurance

HSBC offers a wide range of insurance solutions to protect your business and your employees. These insurance solutions include fire, marine cargo, keyman mortgage protection and other commercial protection products. Most of these insurance products are underwritten by HSBC Amanah Takaful, a sister company of HSBC Malaysia.

Islamic Banking - HSBC Amanah Syariah

HSBC has developed various products to meet customers' needs based on Shariah principles. Our Islamic banking products include deposits and investment products like BusinessVantage accounts and term investments, financing solutions like industrial hire purchase, leasing, cashline and term financing, trade services like documentary credits, shipping guarantee and Bankers Acceptance, as well as capital market instruments such as Sukuk and structured investments.