HSBC INFINITY

* Promotion terms and conditions
(1) Unit trust offers – the discount (in the form of bonus units) is applicable to lump sum investment amounts for both cash and CPFIS. (2) 0.5 month premium waiver for insurance plans. • Only applicable to new insurance plans in HSBC’s Growth Manager, Growth Manager Plus, Life Manager Plus, Guaranteed Assurance I, LifeEnrich, ChildEnrich, GoalSaver (minimum tenor of 20 years), LifeProtector, Savings Manager (minimum tenor of 20 years), VitalCare (till term 99 years) and ValueTerm (minimum tenor of 20 years). • Insurance plans can be on monthly or annual payment mode with full premium payment term and minimum monthly premium of S$300 or annual premium of S$3,600 per insurance plan or any other premium amounts as determined by the Bank from time to time. • No voluntary policy cancellation or premium reduction is allowed within the first policy year of the insurance plan(s). Should the insurance plan(s) be voluntarily cancelled or altered by way of premium reduction within the first year, HSBC reserves the right to claw back the amount of the premium waiver. • If you participate in this offer, you will not be entitled to participate in other promotions applicable to your policy unless otherwise specified by HSBC. • Insurance products are underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. Company registration no.195400150N. It is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually incurs a high cost and the surrender value payable may be less than the total premiums paid. (3) Five-year annual fee waiver for credit cards • Subject to approval of your credit card application. (4) 0.05% p.a. off first year interest rates for variable rate and Standard SIBOR-pegged home loan packages (except SIBOR-pegged loyalty package) only. SIBOR refers to Singapore Interbank Offered Rate for Singapore dollars published in Business Times on the first business day of the month.

Not valid in conjunction with other promotional offers. Other terms and conditions apply. HSBC reserves the right to vary the terms of, or withdraw the promotion at any time without notice.

Important notes
This webpage is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment, securities or products, nor shall it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. Investors should carefully consider whether the funds or products found in this document are appropriate for them in view of their investment experience, objectives, fi nancial resources and relevant circumstances. Past performance is not indicative of future performance. Value of investment and units may go down as well as up, and the investor may not get back the original sum invested. Please refer to the prospectus and pricing statement (if applicable) before deciding whether to subscribe for or purchase units of the securities. A copy of the prospectus and pricing statement is available at any of our branches. You may wish to seek advice from HSBC’s fi nancial consultants before making a commitment to invest. In the event that you choose not to seek advice from HSBC’s fi nancial consultants, you should consider whether the investment product is suitable for you. Recommendation from HSBC’s fi nancial consultants is given based on the fi nancial needs review of each customer. Under the provisions of the Deposit Insurance Act 2005 (the "Act"), Singapore dollar denominated deposits with HSBC held by individual depositors will be insured by the Singapore Deposit Insurance Corporation Limited for up to the limit specified in the Act.