HSBC Platinum Credit Card Annual Fee Waiver Terms and Conditions

  1. Annual fee is waived for the first year. To qualify for the second year annual fee waiver, a minimum of three transactions per month must be charged to your HSBC Platinum credit card between the second and fourth month of the card issued. Transactions made on The Choice Card and supplementary card(s) linked to the HSBC Platinum credit card are not eligible.
  2. To qualify for the subsequent annual fee waiver, a minimum annual spending of S$12,500 must be made on your HSBC Platinum credit card account.
  3. Fund transfers, instalments, tax payments, annual fees, bank charges and unposted, cancelled, disputed and refunded transactions are excluded from the calculation of the spend requirement.