Platinum card terms and conditions

1. To be eligible for this promotion, all card applications must reach us by 31 December 2008 and approved by 14 January 2009.
2. Customers who cancelled their HSBC credit card (s) within the last 12 months are not eligible for this promotion.
3. Customers will need to make five transactions within the stipulated one month period to be eligible for the HSBC's voucher.
4. All transactions must be made with your HSBC Platinum credit card within the qualifying period to be eligible for this programme. Fund transfers, tax payments, annual fees, bank charges and unposted, cancelled, disputed and refunded transactions will not qualify and are expressly excluded.
5. HSBC will send an SMS to cardholders (who are eligible to participate in this promotion) to notify them of the qualifying period within 10 working days of issuance of the HSBC credit card.
6. The HSBC's voucher will be sent to the customer within a month after the end of the qualifying period.
7. The HSBC's voucher can be used to redeem at Caltex, Cold Storage, Isetan or Swensen's.
8. Offer is not transferable and not exchangeable for cash.
9. HSBC is not a supplier of the product(s)/service(s) offered by the merchants and will not accept liability in relation thereto.
10. Terms and conditions on the redemption of the HSBC's voucher apply.
11. Terms and conditions for second year annual fee waiver apply.
12. Only credit card accounts that are valid and non-delinquent over the entire qualifying period and at the time of fulfillment will be eligible for the HSBC's voucher.
13. Sending and receiving of SMSes are telco-dependent. HSBC will not accept any responsibility for non-receipt of SMSes.
14. The decision of HSBC on all matters relating to the programme is final, conclusive and binding and no correspondence will be entertained.
15. HSBC reserves the right to amend the terms and conditions, and to suspend or withdraw any of the offers without prior notice at any time.

Two-year annual fee waiver

1. Annual fee is waived for the first year. To qualify for the second year annual fee waiver, a minimum of five transactions must be charged to your Platinum credit card account within a stipulated one-month period.
2. To qualify for the subsequent annual fee waiver, a minimum annual spending of S$12,500 must be made on the Platinum credit card account.
3. Balance transfers, tax payments, annual fees, bank charges and unposted, cancelled, disputed and refunded transactions are excluded from the calculation of the spend requirement.

S$15 Isetan shopping voucher terms and conditions

1. The online application promotion is valid for customers who apply for HSBC Platinum credit card from 1 November 2008 to 31 December 2008.
2. All HSBC Platinum credit card applied online must be approved by 14 January 2009 to qualify for the promotion.
3. Subject to the clause 2 above, the S$15 Isetan shopping voucher will only be given to new online applicants who submit their NRIC and income documents within three days from the online application date.
4. The S$15 Isetan shopping voucher will be sent to qualified customers within one month from the end of the promotion.
5. The S$15 Isetan shopping voucher is limited to one per customer.
6. The S$15 Isetan shopping voucher is not refundable or exchangeable for cash. Terms and conditions for the Isetan shopping voucher apply.
7. HSBC is not a supplier of the product(s)/service(s) provided by the merchant and will not accept liability in relation thereto.
8. HSBC reserves the right to vary the terms of or withdraw the promotion without prior notice at any time.