Terms and Conditions Governing HSBC Gold Credit Card Acquisition Programme 2009/2010

1. To participate in this promotion, all card applications must reach us by 30 June 2010 and approved by 15 July 2010.
2. Customers are only eligible for the cash rebates each month under the following conditions:
   

   Month in which Card was issued/ Qualifying month	Conditions	Cash rebate amount
   First/ "Valid from" date on card face	Card approval	S$5
   Second	Minimum three transactions in the month	S$5
   Third	Minimum three transactions in the month	S$5
   Fourth	Minimum three transactions in the month	S$5
   		Total cash rebate - S$20

   
   
3. Only transactions (including internet purchases) made with your newly approved HSBC Gold credit card are eligible for this promotion. Transactions made on The Choice Card and supplementary card(s) linked to the HSBC Gold credit card are not eligible.
4. Fund transfers, instalments, tax payments, annual fees, bank charges and unposted, cancelled, disputed and refunded transactions will not qualify and are expressly excluded.
5. Cash rebates will be credited to your HSBC Gold credit card account within a month after the end of the qualifying month.
6. Cash rebates under this promotion are not transferable.
7. Only HSBC Gold credit card accounts that are maintained in good standing and conducted in a proper and satisfactory manner as determined by HSBC in its sole discretion over the entire 4-months qualifying period and at the time of fulfillment will be eligible for cash rebates.
8. HSBC reserves the right to at any time (without assigning any reason whatsoever) to debit the cardholder's HSBC Gold credit card account for any cash rebates amount credited to such credit card account in the event HSBC determines in its sole discretion that any of the terms and conditions of this promotion has not been complied with.
9. The decision of HSBC on all matters relating to the promotion is final, conclusive and binding and no correspondence will be entertained.
10. Usage of the welcome vouchers is subject to merchants’ terms and conditions and HSBC accepts no liability for the quality of goods and services provided by the participating merchants involved in this promotion.
11. HSBC reserves the right to amend the terms and conditions, and to suspend or withdraw any of the cash rebates without prior notice at any time.