Valid Primary / Supplementary HSBC Premier MasterCard® / HSBC Advance Visa Platinum / HSBC Visa Platinum / HSBC's Revolution cardholders who have registered with HSBC Bank, Singapore as a golfer.
Age Limit of Insured Persons
18 - 65 years of age
Coverage
HSBC Premier MasterCard® / HSBC Advance Visa Platinum / HSBC Visa Platinum / HSBC's Revolution cardholder
Coverage
Benefits
(up to )
Public liability whilst playing or practising golf at any recognised golf club, course or driving range
S$500,000
Personal accident whilst playing or practising golf at any recognised golf club, course or driving range
S$100,000
Medical expenses arising from an accident whilst playing golf
S$1,000
Loss / damage to golfing equipment whilst playing or practising golf at any recognised golf club, course or driving range subject to following sub-limits :
• Golf bag
S$250
• Maximum any one club
S$250
• Maximum any one driver
S$400
• Golfing equipment and accessories
S$1,000
Excess of S$100 for each and every claim
S$4,000
Loss / damage to personal effects belonging to Insured Person(s) whilst at any recognised golf club, course or driving range.
Excess of S$100 for each and every claim
S$1,500
Hole-in-one achievement (any one event) whilst playing at any recognised golf club or course
S$500
Conditions of Coverage
Cover shall apply provided that:
(1)
the fee for the golf game shall be or has been fully charged to the Insured Person(s)’ HSBC Premier MasterCard® / HSBC Advance Visa Platinum / HSBC Visa Platinum / HSBC's Revolution card account; or
(2)
Where the Insured Person (s) is playing as a member, guest / invitee at a members-only golf club, the Insured Person (s) shall register either as member, guest / invitee for the game on the day of play at the club.
Territorial Limits
Worldwide
Major Exclusions
•
Intentionally self-inflicted injuries, self-destruction, suicide, criminal act of the Insured Person, or any attempt thereat, whilst sane or insane;
•
War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, terrorism howsoever arising or any act thereof;
•
Illegal acts of an Insured Person or an Insured Person’s designated Beneficiary, Executor(s) or Administrator(s) or legal heirs or personal legal representative(s);
•
Nuclear material and nuclear fuel, contamination by radioactivity, nuclear waste including nuclear fission;
•
Terrorism Exclusions;
•
Contracts (Rights of third Parties) Act 2001.
Claims Procedure
Written notice of claim must be given to the Insurer within 30 days after the occurrence or as soon as reasonably possible. Written notice given by or on behalf of the Insured Person to the Insurer with information sufficient to identify the Insured Person, shall be deemed notice to the Insurer.
All evidence, proof, information, accounts, receipts, certificates, statements, reports and any other documents required by the Insurer shall be furnished at the expenses of the claimant and shall be in such form and of such nature as the Insurer may prescribe.
Payment of Claim
Payment of loss covered by this Policy shall be made by the Insurer only after adequate proof of loss to substantiate the claim has been received by the Insurer and when the amount of benefit has been ascertained and agreed. Any payment for accidental loss of life becoming due hereunder shall be payable to the estate of the Insured Person. All other losses shall be payable to the Insured Person. The receipt of the Insured Person or the legal personal representative of the Insured Person shall in all cases be an effectual discharge to the Insurer.
If any claim under this Policy shall be in any respect fraudulent or if any fraudulent means or devices shall be used by the Insured or the Insured Person or anyone acting on behalf of the Insured or the Insured Person to obtain any benefits under this Policy, the Insurer shall be under no liability in respect of such claim.
Insurer
HSBC Insurance (Singapore) Pte Limited
Jurisdiction and Governing Law
Singapore
Note:
Insurance covers are underwritten by HSBC Insurance (Singapore) Pte Limited. Above are the highlights of the insurance coverage. This brief is issued for cardholder’s information only and is not a contract of insurance. It is subject to the terms and conditions of the respective Master Policy, a copy of which is available for sight on reasonable request at HSBC, Singapore. Any endorsement or amendments to the insurance cover as agreed between the Insurer and The Hongkong and Shanghai Banking Corporation Limited shall be binding without prior notice to the Insured Person.
HSBC reserves the right to terminate this insurance coverage at any time without prior notice.
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