HSBC Premier MasterCard Credit Card

Cash Rebate terms and conditions

1. HSBC Premier MasterCard Cash Rebates (the “Rebates”) are only applicable to HSBC Premier MasterCard credit cards issued in Singapore, and are not applicable to the HSBC Premier USD MasterCard and any other HSBC credit / debit cards unless otherwise stated.
2. HSBC Premier MasterCard credit cardholders (the “Cardholder”) will be able to enjoy the Rebates from 14 April 2010 onwards subject to the terms and conditions herein.
3. For the purposes of calculating the Rebates which the Cardholder is entitled to, purchases (the “Purchase”) made by both qualifying main and supplementary Cardholders will be consolidated under one main card account (“Account”).
4. Eligible Purchases include retail purchases made locally or overseas, and recurring payments like GIRO and Interest-free Instalment Payment Plan (only the amount billed on the credit card for any particular month and not the full instalment amount), and exclude fund transfers, financial charges, late charges, fees and tax payments via HSBC tax payment facility.
5. All Purchases made will have to be posted into HSBC’s credit card systems before the end of each qualifying quarter (the “Quarter”). HSBC accepts no liability for any late submission of the purchases by merchants or for whatsoever reasons. The qualifying Quarters are as follows:

   Qualifying Quarter	Qualifying period per Quarter
   1st Quarter	Between 1 January and 31 March
   2nd Quarter	Between 1 April and 30 June
   3rd Quarter	Between 1 July and 30 September
   4th Quarter	Between 1 October and 31 December

6. To be eligible for the Rebates, Cardholders will need to charge a minimum of S$600 in Purchases to their Card per month for all 3 months in a Quarter.
7. For the period from 14 April to 30 April 2010, Cardholders will only need to charge a minimum of S$300 in Purchases to fulfil the minimum monthly spend criteria. Thereafter, the minimum spend of S$600 per month would apply.
8. For new cardholders who are in their first Quarter, they will only need to charge a minimum of S$800 in Purchases for the first Quarter (regardless of monthly spend) to be eligible for the Rebates. Thereafter, the minimum spend of S$600 per month would apply.
9. The Rebates will be credited into the Account within two months after the end of each Quarter.
10. The Rebates will be awarded on Purchases in the following manner:

    Participating Merchants	Rebate amount
    Cold Storage, Giant and Guardian	5% rebate for all transactions
    Market Place and Jasons	10% rebate for all transactions
    All Caltex stations	15% savings (including site discount)*

    * The additional rebate will be awarded to cardmembers on a quarterly basis, and is given on top of prevailing station discount and HSBC on-site discount, such that cardmembers' total savings at Caltex service stations will come up to 15%.
    
11. Awarded Rebates will be limited to S$100 per Account per Quarter.
12. For Customers with both Premier and Platinum cards, they will only be awarded up to S$100 rebates in total per Quarter regardless of the total spend which may be accumulated on both cards.
13. Both new and existing Cardholders will be eligible for the Rebates and subject to the same qualifying conditions as stated above unless otherwise stated.
14. The Rebates can only be used to offset your future retail purchases but cannot be transferred, withdrawn as cash or used to offset payments such as fund transfers, tax payments, financial charges, late charges, fees and other outstanding balances.
15. The Account must be in good standing and conducted in a proper and satisfactory manner as determined by HSBC in its sole discretion at the time of crediting the Rebates. In the event that the relevant Account is delinquent, voluntarily or involuntarily closed or terminated or suspended for any reasons whatsoever before the Rebates are credited into the said Account, HSBC reserves the right to forfeit the Rebates at its sole discretion.
16. In case of any dispute, the decisions of HSBC on all matters relating to the Rebates are final, conclusive and binding. No correspondence will be entertained.
17. HSBC reserves the right to vary the terms of or withdraw the Rebates at any time without notice.
18. All information is correct at the time of publishing or posting online.