Terms and conditions of HSBC credit card referral programme

  1. The HSBC Credit Card Member-Get-Member Programme (the "MGM Programme") is open to all existing HSBC customers from 1 August 2008 to 31 December 2008.
  2. Existing HSBC customers who refer contacts via the referral form on the HSBC's website at www.hsbc.com.sg and acted in accordance with these terms and conditions are eligible to participate in the MGM Programme.
  3. The referral is considered successful when the referee completes and submits his/her HSBC credit card online application by 31 December 2008 and the application is approved by HSBC by 15 January 2009.
  4. Upon approval of the credit card account, the referrer and referee will receive the following rewards:-

    Referrer
    Successful Referrals Value of HSBC's voucher per referral
    One to Four S$20 each
    Five or more S$20 with additional S$10
    (from the first successful referral onwards)
    (Referrer will receive the additional S$10 HSBC’s voucher within two months from 31 December 2008.)

    Referee
    Referee will receive one Golden Village movie ticket (limited to first 500 successful applicants), in addition to the HSBC credit card welcome treat of up to S$40 HSBC’s voucher plus a two-year fee waiver*, when his/her credit card is approved.
  5. The referrer shall consent to HSBC disclosing his/her name to his/her friends and/or family members whom he/she had referred.
  6. There is no restriction to the number of referrals as long as all applications submitted fulfill the terms and conditions of this MGM Programme.
  7. If more than one referrer refers the same contact and an HSBC credit card account is subsequently opened, the first referrer who submits the online referral form (based on HSBC's records) will be entitled to the HSBC's voucher.
  8. Regardless of the number of HSBC credit card accounts applied for by the referee, the referrer will only be deemed as having made one successful referral. 
  9. Referrers will not be entitled to receive the HSBC's vouchers if the referee is:-
    (a) an existing HSBC credit cardholder;
    (b) an existing HSBC credit cardholder who is upgrading his/her HSBC credit card; or
    (c) a person who has closed off his/her HSBC credit card account within the last twelve months. 
  10. The redemption letters for the rewards will be sent to the referrer via normal mail to the last known mailing address (based on HSBC's records) as follows:-
    (a) S$20 HSBC’s voucher(s) within six weeks from the referee’s credit card approval date; and/or
    (b) Additional S$10 HSBC’s voucher(s) for each successful referral, for five or more successful referrals, within two months after the end date of the MGM Programme.    
  11. The redemption letter for the complimentary Golden Village movie ticket will be sent to the referee via normal mail to the last known mailing address (based on HSBC’s records) within six weeks from the referee’s credit card approval date. 
  12. The vouchers are subject to availability and are offered on a first-come-first served basis. HSBC reserves the right to replace the vouchers with items of similar value at its discretion without notice.
  13. The redemption letters/vouchers are not refundable or exchangeable for cash, reward Points or other reward items from HSBC. Redemption letters/vouchers that are lost, misplaced, damaged or redeemed are strictly non-replaceable. No extension will be granted to the validity of the redemption letters/vouchers. Redemption letters/vouchers cannot be split amongst the participating merchants.
  14. Employees from the Bank, its subsidiaries and affiliated agencies will not be eligible for the Promotion. In addition, HSBC has the right to exclude anyone from this Promotion in its absolute discretion without any obligation to provide notice or reason.
  15. HSBC is not a supplier of the products and/or services redeemed/purchased using the vouchers and will not accept any liability in relation thereto.
  16. HSBC's decision on all matters relating to the MGM Programme, including without limitation on the time of receipt of the referral form and application forms by HSBC is final.
  17. HSBC reserves the right in its absolute discretion to vary, delete or add to any of these terms and conditions of this MGM Programme or change or withdraw the MGM Programme at any time without giving any reason or prior notice. In case of any dispute, the Bank's decision is final.

HSBC's Vouchers

  1. The HSBC's vouchers are redeemable at any one of the following merchants:-
    (a) Caltex
    (b) Cold Storage
    (c) Isetan
    (d) Swensen's Café . Restaurant
  2. The redemption letter for HSBC's voucher will be valid for two months from the date of the letter, unless otherwise specified.
  3. The redemption letter for the HSBC's voucher can be redeemed at the respective redemption centres of the merchants as indicated on the redemption letters.
  4. Redemption of the HSBC's vouchers will be governed by the terms and conditions stipulated by the respective merchants, as indicated on the redemption letters.

Golden Village Complimentary Movie Ticket

  1. Each movie voucher is valid for the redemption of one complimentary Golden Village movie ticket.
  2. Customers must exchange the movie voucher(s) for complimentary movie ticket(s) at any Golden Village cinemas (with the exception of the GV Gold Class Lounges) before the expiry date indicated on the back of the movie voucher.
  3. Redemption of the movie voucher will be guided by the terms and conditions stipulated by Golden Village, as indicated on the back of the movie voucher.
  4. Redemption of the HSBC's vouchers will be governed by the terms and conditions stipulated by the respective merchants, as indicated on the redemption letters.
* Terms and conditions of HSBC Platinum, Revolution and Gold credit card acquisition programme apply.