The more you save, the more interest you earn

A savings account* from HSBC gives you added incentive to save because it pays daily interest on your balance, which is credited to your account every month. This means you earn interest upon interest. With our multi-tiered interest rate structure, the more you save the more you earn. Moreover, you can deposit or withdraw money regularly and still get the most from your savings.
* A minimum deposit of S$1,000 is required to open a savings account. However, you can open a basic bank account, which requires a minimum initial deposit of S$10 if you are a Singapore citizen or Permanent Resident earning a monthly income below S$2,000.

Cash withdrawals in Malaysia and Brunei^#

While on holiday, you can take advantage of our withdrawal service from any of our branches in Malaysia and Brunei. Simply present your passport or identity card together with your passbook and you can withdraw up to S$2,000 per day.
^#only for passbook savings, terms and conditions apply.

24-hour banking convenience with debit card

If you are over 16 years of age, you can apply for a free debit card. With this card, you can access your savings account through any of our automated teller machines, 24 hours a day, seven days a week to:

• withdraw cash up to S$6,000 per day
• transfer funds between your accounts of up to S$100,000 per day
• transfer funds of up to S$3,000 a day to another checking or savings account with HSBC in Singapore
• deposit cash or cheques
• check your account balance
• change your Personal Identification Number (PIN)
• pay credit card bills from HSBC
• request a statement if you have a statement savings account

Point of Sale facilities with your debit card

You can also get QuickCash at close to 150 Cold Storage, Giant, Guardian, Market Place, Jasons The Gourmet Grocer in Singapore.

The ease and convenience of PhoneBanking Services

PhoneBanking Services from HSBC let you conduct your banking transactions from any touch-tone telephone around the world - 24 hours a day, seven days a week to:

• check your account balance
• pay credit card bills from HSBC
• make third party payments (cashier's order, demand draft, telegraphic transfer)
• stop a cheque payment
• set up new Time Deposit accounts and many other services

online@hsbc

Our Internet banking service brings you closer to your accounts.
You can do your banking when and where it suits you and manage your money safely, quickly and effectively. It is fast, convenient, secure, easy to use and available 24 hours a day, seven days a week, all year round⁺.
⁺Some transactions made outside working (or specific) hours will be processed the next working day.