The mention of any security should not be construed as representing a recommendation to buy or sell that security, nor does it represent a forecast on future performance of the security. The value of investments and units may go down and up, and the investor may not get back the original sum invested. Past performance is not necessarily indicative of future performance. Investors and potential investors should read the relevant prospectus, available at HSBC branches, before investing. Before you make any investment decision, you may wish to consult HSBC's financial consultants. In the event that you choose not to seek advice from HSBC's financial consultants, you should carefully consider whether the product is suitable for you.