Terms and conditions

  • Interest rate discount is only applicable to the rate above SIBOR (known as interest rate spread) for Year Two and Year Three. 
  • SIBOR-pegged loyalty package applies only to completed properties of minimum loan quantum of S$100,000, with Temporary Occupation Permit (TOP) obtained. 
  • SIBOR refers to three-month or twelve-month Singapore Interbank Offered Rate for Singapore dollar published in the Business Times on the first business day of the month.
  • This package is not applicable to customers under the Corporate Employee Privilege Scheme (CEPS) and staff loan packages. 
  • The applicable interest rates, discounts and terms are subject to changes and HSBC's right of review. 
  • Other terms and conditions apply.