* Terms and conditions 1. Interest rate discount is only applicable to the rate above SIBOR (known as interest rate spread) for Year Two and Year Three.
2. SIBOR-pegged loyalty package applies only to completed properties of minimum loan quantum of S$100,000,
with Temporary Occupation Permit (TOP) obtained.
3. SIBOR refers to three-month Singapore Interbank Offered Rate for Singapore dollar published in the
Business Times on the first business day of the month.
4. This package is not applicable to customers under the Corporate Employee Privilege Scheme (CEPS) and staff loan packages.
5. The applicable interest rates, discounts and terms are subject to change and HSBC's right of review.
6. The Bank's Property Loan Standard Terms and other applicable terms and conditions apply.