3.50% (SHR less 2.30%)
3.50% (SHR less 2.30%)
3.70% (SHR less 2.10%)
3.80% (SHR less 2.00%)
For fixed rate package enquires, please call us at 1800-HSBC NOW (4722 669).
*Terms and conditions
Based on variable rates under no lock-in package for financing of up to 80%. Choices of other interest rates and lock-in periods are available.
Rates quoted are effective rates and for loan size S$100,000 and above.
Rates are subject to change without prior notice.
Special Housing Rate (SHR) is currently 5.80% p.a. and is subject to change.
Other terms and conditions apply.
SmartMortgage Package#
Interest rate (p.a.)
Year 1
Year 2
Year 3
Thereafter
3.40% (SMR less 1.65%)
3.70% (SMR less 1.35%)
4.00% (SMR less 1.05%)
4.20% (SMR less 0.85%)
#Terms and conditions
Based on variable rates under no lock-in package for financing of up to 80%. Choices of other interest rates and lock-in periods are available.
Rates quoted are effective rates and for completed properties with loan size S$500,000 and above.
Rates are subject to change without prior notice.
SmartMortgage Rate (SMR) is currently 5.05% p.a. and is subject to change.
Other terms and conditions apply.
Standard SIBOR-pegged Package+
SIBOR-pegged Loyalty Package+
Throughout loan tenor : 3-month or 12-month SIBOR + 0.90%
Year 1: 3-month or 12-month SIBOR + 0.90%
Year 2: 3-month or 12-month SIBOR + 0.80%
Thereafter: 3-month or 12-month SIBOR + 0.70%
+Terms and conditions
SIBOR refers to Singapore Interbank Offered Rate for Singapore dollars published in Business Times on the first business day of the month.
Other terms and conditions apply.
Important Information
a. The board rate ("BR") quoted to you is applicable only for the loan package that you are interested in (eg private property financing at variable rate). The financial indicator(s) against which that BR is benchmarked, eg SIBOR, Prime Rate, CPF rate, etc must also be disclosed to you.
b. The BR offered to you for your loan package may be different from BRs offered to other customers for different loan packages.
c. The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator(s) against which the BR is benchmarked.
d. The loan repayment schedule for the loan package that you have chosen is available either in hard copy (on request), or soft copy in the form of a home loan calculator on the bank's website.
e. An ABS Guide on Home Loan is available and you are encouraged to get a copy and read it before committing to a loan. This guide will also be available in the MAS and ABS websites in 4 official languages.
The world's local bank
