3.50% (SHR less 2.30%) 3.50%
(SHR less 2.30%) 3.70% (SHR less 2.10%) 3.80% (SHR less
2.00%)
For fixed rate package enquires,
please call us at 1800-HSBC NOW (4722
669).
*Terms and
conditions
Based on variable rates under no lock-in package
for financing more than 50% to 80%. Choices of other
interest rates and lock-in periods are available.
Rates quoted are effective rates and for loan
size S$100,000 and above.
Rates are subject to change without prior notice.
Special Housing Rate (SHR) is currently 5.80%
p.a. and is subject to change.
Other terms and conditions apply.
SmartMortgage
Package#
Interest rate (p.a.)
Year 1 Year 2 Year
3 Thereafter
3.40% (SMR less 1.65%) 3.70%
(SMR less 1.35%) 4.00% (SMR less 1.05%) 4.20% (SMR less
0.85%)
#Terms
and conditions
Based on SmartMortgage rates under no lock-in
package for financing more than 50% to 80%. Choices of
other interest rates and lock-in periods are available.
Rates quoted are effective rates and for
completed properties with loan size S$500,000 and above.
Rates are subject to change without prior notice.
SmartMortgage Rate (SMR) is currently 5.05% p.a.
and is subject to change.
Other terms and conditions apply.
Standard SIBOR-pegged
Package+
SIBOR-pegged Loyalty
Package+
Year 1 to 3: 3-month SIBOR + 1.1%
Thereafter: 3-month SIBOR + 1.25%
Year 1:
3-month SIBOR + 1.20% Year 2: 3-month SIBOR + 1.1% Thereafter:
3-month SIBOR + 1%
+Terms
and conditions
SIBOR refers to Singapore Interbank Offered Rate
for Singapore dollars published in Business Times on the first
business day of the month.
Other terms and conditions apply.
Important Information a. The
board rate ("BR") quoted to you is applicable only for the loan
package that you are interested in (eg private property financing
at variable rate). The financial indicator(s) against which that
BR is benchmarked, eg SIBOR, Prime Rate, CPF rate, etc must also
be disclosed to you. b. The BR offered to you for your loan
package may be different from BRs offered to other customers for
different loan packages. c. The BR can be changed by the bank
anytime, by giving 30 days' notice, depending on market conditions
and/or changes in the financial indicator(s) against which the BR
is benchmarked. d. The loan repayment schedule for the loan
package that you have chosen is available either in hard copy (on
request), or soft copy in the form of a home loan calculator on
the bank's website. e. An ABS Guide on Home Loan is available
and you are encouraged to get a copy and read it before committing
to a loan. This guide will also be available in the MAS and ABS
websites in 4 official languages.
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