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HSBC 3Q 2010 Premier Offshore Promotion ("Promotion")

Promotion Period

This promotion is valid from 9 July to 8 October 2010 ("Promotional Period"), both dates inclusive.

Eligibility

This promotion is only applicable to new HSBC Offshore Premier sign-ups during the above-stated period only.

To qualify for HSBC Offshore Premier, a total relationship balance ("TRB") of at least S$200,000 or equivalent in deposits, investments and/ or insurance with HSBC is required.

One of the following criteria must be met:

a.	Tier 1 - Maintain a TRB of S$300,000, out of which a minimum S$100,000 must be placed in new 12-month time deposit(s) or S$75,000 in new investment(s) during the Promotional Period.
b.	Tier 2 - Out of the minimum S$200,000 TRB, a minimum S$80,000 must be placed in new 12-month time deposit(s) or S$50,000 in new investment(s) during the Promotional Period.

New HSBC Offshore Premier sign-ups during the Promotional Period must fully fund their account and meet all the promotion criteria within three months of account opening during this period and/or latest by 30 November 2010 (whichever date is earlier).

The TRB requirement (and/or "top up") for new and upgraded Premier customers must be met with fresh funds only, using non-HSBC cheque(s) and/or cashier's order(s). Transfers from existing HSBC Bank deposit accounts or via HSBC cheques, cashier's orders or demand drafts are not permitted.

CPFIS funds are not eligible for this Promotion.

Each HSBC Offshore Premier relationship (for the avoidance of doubt, each joint account is considered one relationship) is only entitled to one Gift.

Customers who have closed their HSBC Premier account in the last six months prior to (and inclusive of) the month of the Promotional Period are not eligible for this Promotion.

Gift

10.

New HSBC Offshore Premier sign-ups who qualify under criteria 4(a) or 4(b) will receive a free touch-screen tablet (16GB Wifi model) ("Gift") or they may opt for US$400 direct cash credit into their Premier account and choose to top-up S$300 to receive an touch-screen tablet or they may opt for US$250 direct cash credit into their Premier account respectively.

11.

Qualified HSBC Offshore Premier customers who meet all the above promotion criteria will receive the Gift redemption letter (to collect the Gift) by the following dates or such later date as HSBC notifies otherwise:

Meet criteria	Redemption letter mail out
By 31 August 2010	30 September 2010
By 30 September 2010	31 October 2010
By 31 October 2010	30 November 2010
30 November 2010	31 December 2010

12.

In the event that the HSBC Premier account is closed within 12 months from the month of sign-up, the Bank reserves the right to charge an early closure fee of S$800 (for Tier 1) or S$500 (for Tier 2) or the direct cash credit value if the customer has opted for the direct cash credit into their Premier account.

General terms and conditions

13.

This Promotion is not valid with other offers or promotions unless otherwise stated. Only individual personal accounts are eligible for the Promotion and terms and conditions governing HSBC Premier and personal deposit accounts will apply.

14.

Neither the Gift nor the redemption letter is exchangeable or replaceable for cash or items of equivalent value. No claims will be entertained and HSBC will not replace any redemption letter or Gift which is lost, defaced or damaged. All elements of the Gift are subject to availability, are non-transferable and there are no cash alternatives. No cash refund will be made for the unused/remaining value of the Gift. The Gift is available on a while-stocks-last basis. HSBC reserves the right to replace the Gift with other item(s) of similar value without prior notice.

15.

Use of the Gift is subject to the terms and conditions of the merchant providing the relevant products and/or services. HSBC is not the supplier of the Gift and is not liable in relation to or in connection with the Gift in any manner whatsoever.

16.

HSBC reserves the right to vary the terms of or withdraw the programme at any time without notice. In the case of a dispute, the decision of HSBC shall be final.