HSBC 3Q 2010 Premier Onshore Promotion ("Promotion")


Promotion Period
1. This promotion is valid from 9 July to 8 October 2010 ("Promotional Period"), both dates inclusive.

Eligibility
2. This promotion is only applicable to new HSBC Premier sign-ups during the Promotional Period and who reside in Singapore only.
3. To qualify for HSBC Premier, a total relationship balance ("TRB") of at least S$200,000 or equivalent in deposits, investments and/ or insurance with HSBC is required.
4. To qualify for the promotion, one of the following criteria must be met:
a. Tier 1 - Maintain a TRB of minimum S$300,000, out of which a minimum S$100,000 must be placed in new 12-month time deposit(s) or S$75,000 in new investment(s) during the Promotional Period.
b. Tier 2 - Maintain a TRB of minimum S$200,000, out of which a minimum S$80,000 must be placed in new 12-month time deposit(s) or S$50,000 in new investment(s) during the Promotional Period.
5. New HSBC Premier sign-ups during the Promotional Period must fully fund their account by the following month and meet all the promotion criteria latest by 31 October 2010. The required funds must also be maintained in the account until the fulfilment of the Gift.
6. The TRB requirement (and/or "top up") for new and upgraded Premier customers must be met with fresh funds only, using non-HSBC cheque(s) and/or cashier's order(s). Transfers from existing HSBC Bank deposit accounts or via HSBC cheques, cashier's orders or demand drafts are not permitted.
7. CPFIS funds are not eligible for this Promotion.
8. Each HSBC Premier relationship (for the avoidance of doubt, each joint account is considered one relationship) is only entitled to one Gift.
9. Customers who have closed their HSBC Premier account in the last six months prior to (and inclusive of) the month of the Promotional Period are not eligible for this Promotion.

Gift
10. New HSBC Premier sign-ups who qualify under criteria 4(a) or 4(b) will receive a complimentary 3 Days 2 Nights or a 2 Days 1 night stay at Marina Bay Sands Singapore ("MBSS") respectively ("Gift"). In addition, they will receive S$200 Best Denki vouchers if they successfully apply for an HSBC home loan within the Promotional Period and with a minimum loan size of S$500,000 and accept the offer by 31 October 2010.
11. The Gift includes complimentary room stay, breakfast for 2 and access to the Sands SkyPark & Infinity Pool. Any extra services including but not limited to additional beds, cots, bar consumption or damages to the room will be paid for by the customers directly to MBSS.
12. The Gift is subject to black-out periods (subject to changes) which are as follow:
i. 23 to 26 September 2010 (all dates inclusive)
ii. 23 December to 26 December 2010 (all dates inclusive)
13. Qualifying HSBC Premier customers have to make reservations with MBSS and complete their complimentary stay by 31 December 2010.
14. Customers can also choose to receive MBSS vouchers ("Vouchers") worth S$800 (for Tier 1) or S$500 (for Tier 2) instead of the hotel stay.
15. The Gift and the Vouchers are transferable.
16. The Gift redemption letter (which will detail the method to redeem the Gift or the Vouchers) will be sent to qualifying HSBC Premier customers by the following dates or such later dates as may be notified by HSBC:
Meet criteria Redemption letter send out
By 31 July 2010 31 August 2010
By 31 August 2010 30 September 2010
By 30 September 2010 31 October 2010
By 31 October 2010 15 November 2010
17. In the event that the HSBC Premier account is closed within 12 months from the month of sign-up, the Bank reserves the right to charge an early closure fee of S$800 (for Tier 1) or S$500 (for Tier 2).

General terms and conditions
18. Neither the Gift, Vouchers nor the redemption letter is exchangeable or replaceable for cash or items of equivalent value. No claims will be entertained and HSBC will not replace any redemption letter, Gift or Vouchers which is lost, defaced or damaged. All elements of the Gift and Vouchers are subject to availability. No cash refund will be made for the unused/remaining value of the Gift and Vouchers. The Gift and Vouchers are available on a while-stocks-last basis. HSBC reserves the right to replace the Gift and/or Vouchers with other item(s) of similar value without prior notice.
19. Use of the Gift and Vouchers are subject to the terms and conditions of the merchant providing the relevant products and/or services. HSBC is not the supplier of the Gift and Vouchers and is not liable in relation to or in connection with the Gift and Vouchers in any manner whatsoever.
20. HSBC reserves the right to vary the terms of or withdraw the programme at any time without notice. In the case of a dispute, the decision of HSBC shall be final.

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