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HSBC Time Deposit Promotion

Take advantage of promotional deposit rates to sign up for HSBC Premier*.

Offer	Promotional rates
12-month time deposit promotion (SGD)	Priced at the Bank's sole discretion and announced on a daily basis.
12-month time deposit promotion (USD)	Prevailing USD 12-month interest rates + 0.50%

When it comes to making your money work harder for you, you are better placed with HSBC Premier to help you navigate the world of financial opportunities. And make informed choices with our global investment research and support, based on our collective presence in over 80 countries.

HSBC Premier. The world's first globally linked-up banking service.

To find out more, call our 24-hour HSBC Premier banking hotline on 1800-227 8889 or visit any HSBC Premier Centre today. Sign up now and receive a special welcome gift^#.

* To join HSBC Premier, a minimum of S$200,000 or equivalent in deposits, investments and/or insurance is required.

Terms and conditions

This Promotion is valid from 2 July till 31 August 2008 ("Promotional Period"), both dates inclusive. Only individuals establishing a new HSBC Premier relationship or are existing HSBC Premier customers during the Promotional Period are eligible.

The promotional time deposit interest rates are applicable to Singapore dollar (“SGD”) and US dollar ("USD") time deposits only and rates are pegged to the relevant daily interbank money market rates which may change on a daily basis (“Promotional Rates”). The promotional time deposit rates are as follows:

					12-month rates



			For Singapore Dollar:		Priced at the Bank's sole discretion and announced on a daily basis.


			For US Dollar:		Prevailing USD 12-month interest rates + 0.50%.

The minimum placement amount for each tenor: $100,000 (SGD or USD)
The maximum placement amount for each tenor: $1,000,000 (SGD or USD)

Promotional Rates are applicable to individuals for a limited period only and subject to change without prior notice. All deposits must be made during the Promotional Period with fresh funds only (transfers from existing HSBC Bank deposit accounts or via HSBC cheques, Cashier's orders or demand drafts are not permitted).

Promotional Rates for the 12-month Singapore dollar time deposit shall be broadcasted on a daily basis. In the event of a time deposit placement form submitted on a Saturday or non-banking hours, the following working day's Promotional Rates will apply.

Foreign currency deposits are subject to foreign exchange fluctuations which may affect the principal sum of your deposit. There may be a gain or loss when you convert foreign currency. Customers are advised to make independent judgment with respect to any matter contained herein..

Only personal accounts are eligible.

No interest (whether at the promotional rate or otherwise) will be payable on the deposit if deposit placement is not held to maturity.

Upon maturity of the time deposit placement(s), the principal and interest amounts will renew at the Bank's prevailing time deposit board rates for the respective tenors, unless other maturity instructions are provided by the account holder.

10.

This Promotion is not valid with other offers or promotions unless otherwise stated.

11.

HSBC may, at its discretion, vary, delete or add to any of these Terms and Conditions, including but not limited to varying the Promotion Period and Promotional rates, or withdraw this Promotion at any time without notice or assuming any liability to any customers.

10.

Terms and conditions governing personal deposit accounts will apply.

11.

Under the provisions of the Deposit Insurance Act 2005, all Singapore dollar denominated deposits with HSBC held by individual depositors will be insured by the Singapore Deposit Insurance Corporation Limited for up to S$20,000.

^# Terms and conditions apply.