The world's local bank
Preferential rates and privileges
As an HSBC Premier customer, you have access to preferential rates and privileges.
| Products/Services | Preferential rate and privileges* |
| Time deposit | Preferential rates may be offered at the bank's discretion. |
| Home loan | 0.1% discount on the respective first and second year interest rates#. |
| HSBC Premier MasterCard® credit card • Principal card • Supplementary card |
Free Free |
| Foreign currency deposits/withdrawals | 50% off commission in lieu of exchange+ (minimum S$10, maximum S$100). |
| Cheques and travellers cheques encashment | Free encashment of any HSBC cheques or American Express travellers cheques at HSBC branches worldwide. |
| Standing instructions^ | Free unlimited standing instructions to make regular payments. |
| Remittances (non-US dollar) | Waiver of commission charges for transfers to self-named accounts. 50% discount on commission charges for outward telegraphic transfers, subject to a minimum of S$20 per transaction. |
| Domestic helper's guarantee programme** | Waiver of application fee. |
| Complimentary parking | For the first hour at designatied car parks near bank's premises, subject to availability. |
* Preferential rates and privileges indicated are applicable only in Singapore, unless otherwise stated.
# For minimum loan amount of S$500,000. Applicable for Variable Rate and SmartMortgage packages only. Not valid with other ongoing promotions.
+ For foreign currency notes deposited/withdrawn in the same currency of account.
^ Normal fees and ancillary costs where other modes of payment are involved such as the issuance of demand drafts, cashier's orders or telegraphic transfers will be subject to the standard charges.
** Maid insurance is required and charged separately.
