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Preferential rates and privileges
As an HSBC Premier customer, you have access to preferential rates and privileges.
| Products/Services | Preferential rate and privileges* | |
| Wealth management | Time deposit, HSBC Premier account, HSBC Premier Lite savings account | HSBC Premier-exclusive rates |
| Unit Trusts | 50% discount on initial sales charge on funds featured in HSBC Worldwide Funds Service |
|
| Secured loan | Home loan | Preferential interest rate Enjoy exclusive interest rate discount on your home loan package |
| Higher legal subsidy# Enjoy legal subsidy of up to S$3,000 with a loan of S$1,000,000 or more |
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| Secured overdraft | Preferential interest rates and annual fee waiver | |
| Unsecured loan | HSBC Premier MasterCard® credit card | Free (for both Principal and Supplementary cards) |
| Personal Line of Credit+ | 50% discount on prevailing interest rate and annual fee waiver | |
| Personal Loan+ | 20% discount on prevailing interest rate | |
| Banking services | Foreign currency deposits/withdrawals | 50% off commission in lieu of exchange^ (minimum S$25) |
| Traveller’s Cheques Encashment | Commission will be waived for American Express traveller’s cheques issued by HSBC Group | |
| Remittances (non-US dollar) | Waiver of commission charges for transfers to self-named accounts | |
| 50% discount on commission charges for outward telegraphic transfers, subject to a minimum of S$15 per transaction | ||
* Preferential rates indicated are applicable only in Singapore, unless otherwise stated.
# Subject to a cap of S$2,500 for loan amount of less than S$1 million and S$3,000 for loan amount of S$1 million or more. Not valid with other ongoing promotions.
+ Applicants must be between 21 to 65 years of age with a minimum annual income of S$30,000. For self-employed/commission-based earners and foreigners residing in Singapore, a minimum annual income of S$40,000 is required.
^ For foreign currency notes deposited/withdrawn in the same currency of account.
