Protect what you have built with legacy planning
Legacy planning allows you to pass on what is most important to your loved ones without compromising
on your current and future lifestyle requirements.
With adequate legacy planning, you will be able to increase your estate, enjoy greater liquidity and free
your loved ones from debt should any unforeseen circumstances occur – all while benefiting from
financial freedom in your golden years.
A closer look at legacy creation
The following scenario will give you a better idea of how legacy creation can make a positive difference in your life.
HSBC's Universal Life plan allows you to enjoy:
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Flexibility to switch to a currency of your choice
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Guaranteed interest rate lock1
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Flexible premium payment options
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Charitable giving benefit at no additional cost
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Accelerated death benefit at no additional cost
•
Change of eligible life insured option for corporate-owned policies
To find out more about HSBC Premier or legacy planning, click here, or call our 24-hour HSBC Premier banking hotline on 1800-227 8889 today. Alternatively, click here if you would like us to contact you.
1A guaranteed crediting rate is applicable to the first premium payment once applied into the Account Value during the period selected under the Guaranteed Interest Rate Lock option. Elective options in relation to the policy may change from time to time and are as stated in the prevailing policy terms and conditions. A general non-guaranteed crediting rate will apply after the selected Guaranteed Interest Rate Lock period expires and where the guaranteed crediting rate does not apply. At the time of publication, a guaranteed minimum crediting rate of 3% per annum applies for policies denominated in USD only.
Disclaimer
Information contained in this webpage is obtained from sources believed to be reliable; however HSBC does not guarantee its completeness or accuracy. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually incurs a high cost and the surrender value payable may be less than the total premiums paid. A person interested in the plan should read and consider the Product Summary and Benefit Illustration in deciding whether to buy the plan. You can ask for copies of the relevant policy documents at an HSBC branch. This webpage is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any financial products nor shall it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. The specific financial objectives, personal situation and particular needs of any person have not been taken into consideration. You should therefore not rely on it as financial advice.
Important notes
Jade Global Select Universal Life is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. Company registration no. 195400150N. This webpage contains only general information. Detailed terms and conditions including certain definitions used in this webpage are set out in the general policy provisions and reference should be made to these provisions. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or fi nancial advice. A person interested in this product should read and consider the Product Summary and Benefi t Illustration in deciding whether to buy this product. You can ask for the Product Summary from our authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together “the Agents”). You should seek professional advice from your own legal, tax or accounting advisor before taking any action based on this information. Buying a life insurance policy is a long-term commitment. An early termination of the policy includes high cost and the cash value payable may be less than the total premium(s) paid. The Agents are neither underwriter nor broker for you. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representations as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the webpage be liable to you for any indirect, incidental, consequential, or punitive damages that result from the use of the information in this webpage, even if the Agents have been advised of the possibility of such damages.The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of the insurance product and services purchased by you. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.
