HSBC's Bank Tariffs

Personal Financial Services bank tariffs 2011
Other Banking Facilities Electronic Self-Service Channel Deposit Payment Services Credit CArds / Unsecured Loans Secured Loans HSBC Premier HSBC Advance provilleges

  Denominated in US Dollars Denominated in Singapore Dollars
US$ Premier US$ Gold US$ Classic HSBC Premier Infinite Advance Platinum Revolution Gold Classic Personal Line
of Credit
Personal loan
Main card Annual Fee FREE US$65 (US$69.55
inclusive of GST)
US$15 (US$16.05
inclusive of GST)
FREE Membership by invitation only FREE S$180 (S$192.60
inclusive of GST)
S$150 (S$160.50
inclusive of GST)
S$125 (S$133.75
inclusive of GST)
S$36 (S$38.52
inclusive of GST)
S$60 N.A.
Supplementary card Annual Fee FREE US$40 (US$42.80
inclusive of GST)
US$10 (US$10.70
inclusive of GST)
FREE FREE FREE FREE FREE FREE FREE N.A. N.A.
Late payment charge US$55 US$55 US$55 S$55 S$55 S$55 S$55 S$55 S$55 S$55 S$75 N.A.
Overlimit fee US$40 US$40 US$40 S$40 S$40 S$40 S$40 S$40 S$40 S$40 N.A. N.A.
Card replacement fee# (for lost/stolen card) FREE US$20 (US$21.40 inclusive of GST) US$20 (US$21.40
inclusive of GST)
FREE S$20 (US$21.40
inclusive of GST)
S$10 (S$10.70
inclusive of GST)
S$20 (S$21.40
inclusive of GST)
S$20 (S$21.40
inclusive of GST)
S$20 (S$21.40
inclusive of GST)
S$20 (S$21.40
inclusive of GST)
S$5 (Debit Card) S$5 (Debit Card)
Unsuccessful standing instructions/GIRO
US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30 N.A.
Returned cheque fee:
- due to lack of funds for:

ii) due to technical reasons
US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30

S$50




S$10
N.A.
Retrieval of statements# US$5 (US$5.35 inclusive of GST) per statement
(3 to 12 months old)
US$10 (US$10.70 inclusive of GST) per statement
(more than 12 months old)
S$5 (S$5.35 inclusive of GST) per statement (3 to 12 months old)
S$10 (S$10.70 inclusive of GST) per statement (more than 12 months old)
S$20 per copy S$20 per copy
Retrieval of sales draft# US$5 (US$5.35 inclusive of GST) per copy
(current to 3 months)
US$10 (US$10.70 inclusive of GST) per copy
(more than 3 months old)
S$5 (S$5.35 inclusive of GST) per copy (current to 3 months)
S$10 (S$10.70 inclusive of GST) per copy (more than 3 months old)
N.A. N.A.
Cash Advance Fee 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) N.A. N.A.
Cash Advance Interest Rate
(wef 8 Jan 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
28%
(w.e.f.
8 January 2016)
N.A. N.A.
Foreign Currency Transaction Fee+ 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount N.A. N.A.
Prevailing interest rate (p.a)


(wef 8 Jan 2016)


Preferential interest rate (p.a.) for:
i) HSBC Premier customers
ii) HSBC Advance customers
iii) Revolution customers
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
25%
(w.e.f.
8 January 2016)
18.5%







12%


16.5%


16.5%

Should interest charges be applicable, a minimum of S$10 per month applies

Please refer to the interest rate indicated in the Notification Letter or Letter of Offer



i) 10% p.a on all loan tenors

ii) 11% p.a on all loans tenors

(iii) N.A.
Mileage Programme Annual Programme Fee# US$24 (US$25.68
inclusive of GST)
per annum
US$24 (US$25.68
inclusive of GST)
per annum
US$24 (US$25.68
inclusive of GST)
per annum
S$40 (S$42.80
inclusive of GST)
per annum
S$40 (S$42.80
inclusive of GST)
per annum
S$40 (S$42.80
inclusive of GST)
per annum
S$40 (S$42.80
inclusive of GST)
per annum
S$40 (S$42.80
inclusive of GST)
per annum
S$40 (S$42.80
inclusive of GST)
per annum
S$40 (S$42.80
inclusive of GST)
per annum
N.A. N.A.
Tax payment facility administrative charges 0.5% of payment
amount, plus
prevailing GST
0.7% of payment
amount, , plus
prevailing GST
0.7% of payment
amount, , plus
prevailing GST
0.5% of payment
amount, plus
prevailing GST
0.5% of payment
amount, plus
prevailing GST
0.7% of payment
amount, , plus
prevailing GST
0.7% of payment
amount, , plus
prevailing GST
0.7% of payment
amount, , plus
prevailing GST
0.7% of payment
amount, , plus
prevailing GST
0.7% of payment
amount, , plus
prevailing GST
N.A. N.A.
Interest rate charged on balance in excess of credit limit N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 3% p.a. above prevailing interest rate N.A.
Processing fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. S$88
Overdue interest N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 2.5% p.a. above Personal Loan interest rate
Early account closure / loan repayment fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. S$40 for account closed within 6 months from account opened date or for accounts which enjoyed a promotion, the charge stated on the promotional terms and conditions apply. (i) For accounts approved on or
before 30 November 2015 and
if redemption date falls within 1
year from date of approval: S$150;
(ii) For accounts approved on or
after 1 December 2015: 2.5% of
redemption amount.
Default Interest Rates N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 3% p.a. above the prevailing Personal Line of Credit interest rate 3% p.a. above Personal Loan interest rate
Other fees N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A.

+ All transactions in foreign currency are also subject to an additional charge of up to 1% imposed by the Visa/MasterCard card associations
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