HSBC's Bank Tariffs

Personal Financial Services bank tariffs 2011
Other Banking Facilities Electronic Self-Service Channel Deposit Payment Services Credit CArds / Unsecured Loans Secured Loans HSBC Premier HSBC Advance provilleges

  Denominated in US Dollars Denominated in Singapore Dollars
US$ Premier US$ Gold US$ Classic HSBC Premier Infinite Advance Platinum Revolution Gold Classic Personal Line
of Credit
Personal loan
Main card Annual Fee FREE US$65# US$15# FREE Membership by invitation only FREE S$180# S$150# S$125# S$36# S$60 N.A.
Supplementary card Annual Fee FREE US$40# US$10# FREE FREE FREE FREE FREE FREE FREE N.A. N.A.
Late payment charge US$55 US$55 US$55 S$55 S$55 S$55 S$55 S$55 S$55 S$55 S$75 N.A.
Overlimit fee US$40 US$40 US$40 S$40 S$40 S$40 S$40 S$40 S$40 S$40 N.A. N.A.
Card replacement fee# (for lost/stolen card) FREE US$20 US$20 FREE S$20 S$20 S$20 S$20 S$20 S$20 S$5 (Debit Card) S$5 (Debit Card)
Unsuccessful standing instructions/GIRO
US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30 N.A.
Returned cheque fee:
i) due to lack of funds for:
- 1st and 2nd occasions
- 3rd occasion thereafter

ii) due to technical reasons
US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30

S$50

S$100


S$10
N.A.
Retrieval of statements# US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) FREE for eStatements S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$20 per copy S$20 per copy
Retrieval of sales draft# US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) N.A. N.A.
Cash Advance Fee 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) N.A. N.A.
Cash Advance Interest Rate
(wef 1 Nov 2014)
26.5% 26.5% 26.5% 26.5% 26.5% 26.5% 26.5% 26.5% 26.5% 26.5% N.A. N.A.
Foreign Currency Transaction Fee+ 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount N.A. N.A.
Prevailing interest rate (p.a)





Preferential interest rate (p.a.) for:
i) HSBC Premier customers
ii) HSBC Advance customers
iii) Revolution customers
24% 24% 24% 24% 24% 24% 24% 24% 24% 24% 18.5%







12%


16.5%


16.5%

Should interest charges be applicable, a minimum of S$10 per month applies

Please refer to the interest rate indicated in the Notification Letter or Letter of Offer



i) 10% p.a on all loan tenors

ii) 11% p.a on all loans tenors

(iii) N.A.
Mileage Programme Annual Programme Fee# US$24 per annum US$24 per annum US$24 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum N.A. N.A.
Tax payment facility administrative charges N.A. N.A. N.A. 0.5% of payment amount 1.5% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount N.A. N.A.
Interest rate charged on balance in excess of credit limit N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 3% p.a. above prevailing interest rate N.A.
Processing fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. S$88
Overdue interest N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 2.5% p.a. above Personal Loan interest rate
Early account closure / loan repayment fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. S$40 for account closed within 6 months from account opened date or for accounts which enjoyed a promotion, the charge stated on the promotional terms and conditions apply. S$150 for any full or partial repayment made within 12 months from account opening
Default Interest Rates N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 3% p.a. above the prevailing Personal Line of Credit interest rate 3% p.a. above Personal Loan interest rate
Other fees N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. Amendment Fee of S$100 for changes in loan details (subject to Bank's approval)

# All fees stated are subject to prevailing GST
+ All transactions in foreign currency are also subject to an additional charge of up to 1% imposed by the Visa/MasterCard card associations
Back to top