HSBC's Bank Tariffs

Personal Financial Services bank tariffs 2011
Other Banking Facilities Electronic Self-Service Channel Deposit Payment Services Credit CArds / Unsecured Loans Secured Loans HSBC Premier HSBC Advance provilleges

  Denominated in US Dollars Denominated in Singapore Dollars
US$ Premier US$ Gold US$ Classic HSBC Premier Infinite Advance Platinum Revolution Gold Classic Personal Line
of Credit
Personal loan
Main card Annual Fee FREE US$65# US$15# FREE Membership by invitation only S$60# S$180# S$150# S$125# S$36# S$60 N.A.
Supplementary card Annual Fee FREE US$40# US$10# FREE FREE FREE FREE FREE FREE FREE N.A. N.A.
Late payment charge US$55 US$55 US$55 S$55 S$55 S$55 S$55 S$55 S$55 S$55 S$75 N.A.
Overlimit fee US$40 US$40 US$40 S$40 S$40 S$40 S$40 S$40 S$40 S$40 N.A. N.A.
Card replacement fee# (for lost/stolen card) FREE US$20 US$20 FREE S$20 S$20 S$20 S$20 S$20 S$20 S$5 (Debit Card) S$5 (Debit Card)
Unsuccessful standing instructions/GIRO
US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30 N.A.
Returned cheque fee:
i) due to lack of funds for:
- 1st and 2nd occasions
- 3rd occasion thereafter

ii) due to technical reasons
US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30 S$30 S$30

S$50

S$100


S$10
N.A.
Retrieval of statements# US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) FREE for eStatements S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$20 per copy S$20 per copy
Retrieval of sales draft# US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) N.A. N.A.
Cash Advance Fee 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) N.A. N.A.
Foreign Currency Transaction Fee+ 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount N.A. N.A.
Prevailing interest rate (p.a)



Preferential interest rate (p.a.) for:
i) HSBC Premier customers
ii) HSBC Advance customers
iii) Revolution customers
24% 24% 24% 24% 24% 24% 24% 24% 24% 24% 17.8%







8.90%
14.24%
14.24%

Should interest charges be applicable, a minimum of S$10 per month applies
Please refer to the interest rate indicated in the Notification Letter or Letter of Offer




i) 10% p.a on all loan tenors

ii) 11% p.a on all loans tenors

(iii) N.A.
Mileage Programme Annual Programme Fee# US$24 per annum US$24 per annum US$24 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum N.A. N.A.
Tax payment facility administrative charges N.A. N.A. N.A. 0.5% of payment amount 1.5% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount N.A. N.A.
Interest rate charged on balance in excess of credit limit N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 3% p.a. above prevailing interest rate N.A.
Processing fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. Waived
Overdue interest N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. Please refer to the charges as indicated in the Notification Letter or Letter of Offer
Early account closure / loan repayment fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. S$40 for account closed within 6 months from account opened date or for accounts which enjoyed a promotion, the charge stated on the promotional terms and conditions apply. S$150 for any full or partial repayment made within 12 months from account opening
Other fees N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. Amendment Fee of S$100 for changes in loan details (subject to Bank's approval)

# All fees stated are subject to prevailing GST
+ All transactions in foreign currency are also subject to an additional charge of up to 1% imposed by the Visa/MasterCard card associations
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