HSBC's Bank Tariffs

Personal Financial Services bank tariffs 2009  
Other Banking Facilities Electronic Self-Service Channel Deposit Payment Services Credit CArds / Unsecured Loans Secured Loans HSBC Premier Home

Credit Cards/ Unsecured Loans
  Denominated in US Dollars Denominated in Singapore Dollars
US$ Premier US$ Gold US$ Classic Premier Platinum Revolution Gold Classic* Personal line of credit Personal loan
Annual fee FREE US$65# US$15# FREE S$180# S$150# S$125# S$36# S$60 N.A.
  Supplementary card FREE US$40# US$10# FREE FREE N.A. FREE FREE N.A. N.A.
  The Choice Card N.A. N.A. N.A. FREE FREE N.A. FREE FREE N.A. N.A.
Late payment charge US$50 US$50 US$50 S$50 S$50 S$50 S$50 S$50 S$50 Please refer to the charges as indicated in the Notification Letter or Letter of Offer
Overlimit fee US$40 US$40 US$40 S$40 S$40 S$40 S$40 S$40 N.A. N.A.
Card replacement fee# (for lost/stolen card) FREE US$20 US$20 FREE S$20 S$20 S$20 S$20 S$5 (Debit Card) S$5 (Debit Card)
Unsuccessful standing instructions/GIRO
US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30 S$30 N.A.
Returned cheque fee:
i) due to lack of funds for:
- 1st and 2nd occasions
- 3rd occasion thereafter

ii) due to technical reasons 		US$30 US$30 US$30 S$30 S$30 S$30 S$30 S$30

S$50

S$100


S$10		 N.A.
Retrieval of statements# US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) US$5 per statement (3 to 12 months old) US$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) FREE for eStatements S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$5 per statement (3 to 12 month old) S$10 per statement (more than 12 months) S$20 per copy S$20 per copy
Retrieval of sales draft# US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) US$5 per copy (current to 3 months) US$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) S$5 per copy (current to 3 months) S$10 per copy (more than 3 months) N.A. N.A.
Cash Advance Fee 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or US$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) 5% of cash advance amount or S$15 (whichever is higher) N.A. N.A.
Foreign Currency Transaction Fee+ 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount 1.5% of transaction amount N.A. N.A.
Prevailing interest rate (p.a)



Preferential interest rate (p.a.) for:
i) Premier customers
ii) Infinity customers
iii) Revolution customers
24% 24% 24% 24% 24% 24% 24% 24% 17.8%







8.90%
14.24%
14.24%

Should interest charges be applicable, a minimum of S$10 per month applies 		Please refer to the interest rate indicated in the Notification Letter or Letter of Offer




i) 20% off prevailing interest rate

ii) & iii) up to 10% off prevailing interest rate
Mileage Programme Enrolment Fee# US$24 per annum US$24 per annum US$24 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum S$40 per annum N.A. N.A.
Income Tax/Property Tax/TV License payment administrative charges 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount 0.7% of payment amount N.A. N.A.
Interest rate charged on balance in excess of credit limit N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 3% p.a. above prevailing interest rate N.A.
Processing fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. Please refer to the charges as indicated in the Notification Letter or Letter of Offer
Overdue interest N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. Please refer to the charges as indicated in the Notification Letter or Letter of Offer
Early account closure / loan repayment fee N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. S$40 for account closed within 6 months from account opened date or for accounts which enjoyed a promotion, the charge stated on the promotional terms and conditions apply. S$100 for any partial or full repayment made within 12 months from the Loan Drawdown Date.
* Care For Nature Card and Classic Credit Card share the same tariff.
# Subject to prevailing GST.
+ All transactions in foreign currency are also subject to a charge levied by the respective card associations.
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