Simply use your HSBC credit card to pay off your outstanding balances from other credit cards and/or personal credit lines, and you will enjoy great savings with fund transfer at 3.20% p.a* for 6 months (0.26% p.m.).
*Fund transfer terms and conditions apply. An upfront processing fee of S$50 applies. Please note that the prevailing interest rate of 24% p.a.(subject to change by HSBC at any time and from time to time) upon the expiration of the promotional period.
Please note that upon approval of your fund transfer, payments made to your HSBC credit card accounts are applied in the following order of priority, namely, interest charges, late charges, annual card membership fees, fund transfer amount (if there are multiple fund transfers, payment will be made to the one with the lowest interest rate first), cash advances and other outstanding balances on your card

* Please note that the interest is subject to compounding if the monthly interest charges are not repaid in full.
# Savings when compared to interst rate of 24% p.a. typically charged on other credit cards.