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|Spend tier||Min. S$400 spend/month for all 3 months in a quarter||Min. S$800 spend/month for all 3 months in a quarter|
|Groceries All local groceries stores.||3% rebates||5% rebates|
All Shell Stations islandwide
Plus 14% instant site discount at Shell.
|3% rebates||6% rebates|
All Caltex Stations islandwide
Plus 14% instant site discount at Caltex.
|3% rebates||5% rebates|
|Dining All local dining restaurants except dining merchants within hotels.||1% rebates||2% rebates|
Revision to fees and charges
With effect from 1 Nov 2014, the effective interest rate for computing finance charges for Cash Advance will be revised from 24% p.a. to 26.5% p.a. on the amount withdrawn. This is chargeable on a daily basis from the withdrawal date until receipt of full payment.