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Deposits

    Deposits - What's new

    Notification of changes to terms and conditions governing personal deposit accountsNotification of changes to terms and conditions governing personal deposit accounts
    The terms and conditions governing personal deposit accounts will be updated with effect from 1 January 2015. Click here for the latest terms and conditions.

     

    Notification of changes to terms and conditions governing Renminbi Deposit AccountNotification of changes to terms and conditions governing Renminbi Deposit Account
    The terms and conditions governing Renminbi Deposit Account has been updated with effect from 8 December 2014. Offshore renminbi can now be remitted overseas other than to People's Republic of China via Personal Internet Banking. Click here for the latest terms and conditions.

     

    A deposit account that is shaped around your wealth needs. A deposit account that is shaped around your wealth needs.
    Find out more

     

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    Singapore dollar deposits

    Savings account
    A simple and convenient way to save.

    Current account
    A convenient way to manage your payments.

    HSBC Premier Lite Savings account
    There's no compromise when it comes to your child.

    HSBC Premier account
    The benefits of an account to meet your needs globally.

    Time deposit
    Earn attractive interest rates on your time deposits.

    HSBC Flexi account
    Consolidating your accounts for total financial control.

    HSBC Advance account
    Meet your needs, no matter what's your lifestyle.

    Foreign currency deposits

    Current account
    The account that offers you more choices and convenience.

    Multi Currency Savings Account
    Enjoy interest rates across 11 currencies from a single online account.

    Time deposit
    Earn attractive interest rates in the currency of your choice.

    Deposit and exchange rates

    Singapore dollar deposit rates
    Latest rates on our Singapore deposits.

    Multi Currency Savings Account
    Latest rates on Multi Currency Savings Account

    Foreign Currency Deposit and Exchange Rates
    Latest foreign currency deposit and exchange rates.

    Important notes

    Premature withdrawal of any Time Deposit is subject to the Terms and Conditions Governing Personal Deposit Accounts. Effective 1 September 2011, premature withdrawal charges will be imposed on premature withdrawal of Time Deposits prior to maturity. For all premature withdrawal of Time Deposits, interest payments (if any) will be calculated at the Bank's discretion. Customers should note that they may receive an amount less than the original Time Deposit placement amount upon premature withdrawal for their Foreign Currency Time Deposits. Currently, for Singapore Dollar Time Deposits, customers will receive not less than their original placement amount upon premature withdrawal.

    With effect from 1 April 2010, your liability prior to debit card loss reporting will be capped at S$100 provided that you have not acted fraudulently, negligently or failed to report the card loss immediately. Click here for more details.

    Deposit Insurance Scheme
    Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

    Next steps

    Top enquiries

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    Locate an ATM/Branch

    Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas

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