Guaranteed Saver Plus

* Your single premium is 100% guaranteed, starting from your third-year policy anniversary onwards.

^# Under the present tax law in Singapore, proceeds of a life insurance policy are not subjected to income tax. If you have any concerns about the tax treatment of this investment, you should consult such financial, legal or tax advice from your professional advisers as appropriate.

⁺ For death due to pre-existing condition, the death benefit is equivalent to the single premium or the cash value at the date of death, whichever is higher. For death due to other reasons, the death benefit will be either the sum insured or the cash value at the date of death, whichever is higher.

^{^} Assured issuance refers to the waiver of medical underwriting only. Subject to other checks if required.

Important notes

Guaranteed Saver Plus is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. Company registration no. 195400150N. It is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited. This marketing material contains only general information. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Summary and Benefit Illustration in deciding whether to buy this product. You can ask for the Product Summary from our authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together “the Agents”). Buying this life insurance policy is a five-year commitment. An early termination of the policy includes high cost and the surrender value payable may be less than the total premiums paid. The Agents are neither underwriter nor broker for you. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representations as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any indirect, incidental, consequential, or punitive damages that result from the use of the information in this marketing material, even if the Agents have been advised of the possibility of such damages. The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of the insurance product and service purchased by you. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).