HSBC's VitalCare

* The critical illness benefit payable on all policies issued is subject to a total of S$1,000,000 per life.
^# VitalVantage will terminate if the life insured is diagnosed with Terminal Illness or Apallic Syndrome (universal necrosis of the brain cortex with the brainstem intact) as the first critical illness.
⁺ Excludes critical illnesses that are the same or related to the first illness claim and any vascular-related illness where the first illness was also a vascular-related illness. Vascular-related illness refers to Coronary Artery Bypass Surgery, Heart Attack, Surgery to Aorta and Stroke (including paralysis as a result of cerbrovascular incident). In the event of death after a one-year waiting period from the date of diagnosis of the first critical illness claim and within 14 days after the date of diagnosisof the second critical illness, the beneficiaries will receive 10% of the benefit or S$10,000, whichever is lower.
^{^} The coverage up to 99 years of age for VitalVantage is applicable only if the first critical illness is diagnosed before 65 years of age at next birthday.
** Monthly premium quoted is based on a non-smoking male, 30 years of age, who makes payments throughout the whole policy term.
^## Benefit will not be payable if the life insured is diagnosed of a second critical illness within one year from the date of diagnosis of the first critical illness or does not survive at least 14 days after the date of diagnosis of the second critical illness.

Important notes

HSBC's VitalCare and VitalVantage are underwritten by HSBC Insurance (Singapore) Pte. Limited 10 Eunos Road 8 #11-01 Singapore Post Centre Singapore 408600. It is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited.

This webpage contains only general information, it does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Summary and Benefit Illustration in deciding whether to buy this product. You can ask for the Product Summary from our authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually incurs high cost and the surrender value payable may be less than the total premiums paid.

The Agents are neither underwriter nor broker for you. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing materials to be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this web site, even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation hereto.

Issued by The Hongkong and Shanghai Banking Corporation Limited, which is incorporated in the Hong Kong SAR with limited liability.