Growth Manager

Get a head-start in growing your wealth, while enjoying lifetime protection

Growth Manager is an investment-linked insurance plan that helps you grow your wealth and provides lifetime protection for greater peace of mind. It is designed to make every dollar you have invested, work harder and smarter for you, from day one. By investing the full amount of your monthly premium right from the start, you are buying more units and getting a head start in your investments.

Benefits of Growth Manager

Start building your wealth early
Get a head-start in your investments with 100% of your premium being invested from the first year onwards. By investing more in the beginning, you may reap potentially better returns in the future.

Guaranteed issuance
Sign up for the basic plan with ease as there are no medical underwriting requirements*.
Lifetime protection
Get insurance protection against death or terminal illness^# of up to 99 years of age.
Wide selection of funds
Choose from a wide range of investment-linked funds available across different fund managers, asset classes, sectors, countries and regions to cater to your needs.
Unlimited fund switches at no charge
Enjoy the flexibility of unlimited fund switches to suit your financial needs at no additional costs.
Option of premium holiday⁺
In the event of short-term financial challenges, activate this special feature to temporarily stop paying premiums until your financial situation improves.

Growth Manager Plus for enhanced protection

For enhanced protection, you can opt for Growth Manager Plus to receive three separate benefit payouts^{^} for coverage against critical illness, total and permanent disability and death respectively, with an aggregate minimum sum assured of five times your basic annual premium**.

How Growth Manager and Growth Manager Plus work

Plan details
Minimum monthly premium^##	S$200
Top up	Minimum S$500, at no additional charge
Withdrawal⁺⁺	Partial withdrawal allowed (minimum of S$250 per withdrawal)
Payment frequency	Monthly (via GIRO only), quarterly, half yearly or yearly
Payment method	Cheque, Cash or GIRO
Unit allocation (as percentage of premium paid)	From Year 1 onwards: 100%

HSBC's Growth Manager Plus
• You can be covered for three separate benefit payouts^{^} against critical illness, total and permanent disability, and death. • Minimum sum assured is five times of your basic annual premium**. • Option to further enhance your protection with a range of supplementary benefits, like payor benefit and Lady FirstCare amongst others.

Start planning for your financial goals while enjoying greater peace of mind with Growth Manager and Growth Manager Plus today.

Act now

Phone: 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.
Make an appointment with us today

^* Guaranteed issuance is applicable for Growth Manager only.
^# Terminal illness benefits is an acceleration of death benefit, only if you are diagnosed with a terminal illness, which is expected to result in death within 12 months from the date of diagnosis. If you have been diagnosed with a terminal illness, the diagnosis must be given by a Medical Practitioner and be supported by acceptable clinical radiological, histological and laboratory evidence and confirmed by our Company’s appointed doctor. The policy will terminate once the death or terminal illness benefit is paid. Terminal illness in the presence of HIV infection is excluded.
⁺ The Premium holiday option can only be elected after the second Policy Anniversary of the Policy and if the Policy has acquired Cash Value.
^{^} The three separate benefit payouts for Growth Manager Plus are applicable only if both Critical Illness Link and Disability Link riders are attached to the basic plan.
^** Subject to a minimum of S$12,000.
^## There will be a Premium Reduction Charge for any premium reduction made on or before the 7th premium year.
⁺⁺ There will be a Surrender Penalty for any partial or full withdrawals made on or before the 7th premium year.

Important notes
Growth Manager and Growth Manager Plus are underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N), 21 Collyer Quay #02-01 Singapore 049320.

This webpage contains only general information. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Summary and Benefit Illustration in deciding whether to buy this product. You can ask for the Product Summary from our authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together "the Agents").

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually incurs high cost and the surrender value payable may be less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HSBC Insurance (Singapore) Pte. Limited or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

The Agents are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpages. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the webpage to be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this webpages, even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Issued by The HSBC Insurance (Singapore) Pte. Limited.