Life Manager Plus

Investment-linked insurance - make the most of opportunities

Life Manager Plus - the flexible way to reach your financial goals

Life Manager Plus is an investment-linked insurance plan that helps you realise your dreams and provide lifetime protection for greater peace of mind.

It offers you the flexibility of choosing from a wide range of investment-linked funds across different asset classes, countries and sectors to suit your risk appetite and investment time horizon.

Benefits at a glance

Protection till age 99 (minimum basic sum assured is five times the annual premium).
Instant cash value on your plan with unit allocation starting from Year 1.
Wide range of investment-linked funds available across different asset classes, sectors, countries and regions to cater to your needs.
Opportunity to tap on the expertise of our specially selected partner fund managers through your selection of investment-linked funds in the portfolio.
Unlimited fund switches to suit your needs at no charge.
Flexibility to increase or reduce your savings amount to suit your financial needs.
Option of premium holiday (a special feature which allows you to temporarily stop paying premiums) with no payback required should the need arise*.
Option to enhance your coverage by adding a range of supplementary benefits, like critical illness and Lady FirstCare amongst others.

How it works

Realise your financial goals while enjoying peace of mind with Life Manager Plus today. Our low monthly premium starts from S$150.

Plan details
Bid offer spread	5%
Top up	Minimum S$500, at no additional charge
Withdrawal	Partial withdrawal allowed (minimum of S$250 per withdrawal)
Payment mode	Monthly or yearly by cash, cheque or GIRO
Unit allocation (as percentage of premiums paid)	Year 1: 13% Year 2: 40% Year 3: 45% Year 4 to 6: 100% Year 7 to 9: 103% Year 10 onwards: 105%

Act now

Phone: 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.
Make an appointment with us today

^*Premium holiday is only applicable if the plan has accumulated sufficient fund value.

Important notes
Life Manager Plus is underwritten by HSBC Insurance (Singapore) Pte. Limited 10 Eunos Road 8 #11-01 Singapore Post Centre Singapore 408600. It is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited.

This web page contains only general information. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Summary and Benefit Illustration in deciding whether to buy this product. You can ask for the Product Summary from our authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually includes high cost and the surrender value payable may be less than the total premiums paid.

HSBC Insurance (Singapore) Pte. Limited’s authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together “the Agents”) are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing material, even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Issued by The Hongkong and Shanghai Banking Corporation Limited, which is incorporated in the Hong Kong SAR with limited liability.

Next steps

Locate an ATM/Branch

Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas

Life Manager Plus