HospitalSurance Plus

Protect yourself from the rising medical costs

With medical care costs escalating steadily, you need to protect your financial health should you be hospitalised as a result of an illness or accident. While you may have an existing hospital and surgical plan, it may just not be enough. HospitalSurance Plus can help take care of incidentals like transportation, meals and extra help at home should the need arise. It pays on top of any health insurance you may have - providing you with extra cash to defray the costs of your hospitalisation and post-hospitalisation treatments. Two levels of coverage are available, and coverage can be extended to protect your spouse as well as your children.

Benefits at a glance

Daily hospital cash benefit
Receive daily cash benefit of up to S$300 for a maximum of 500 days of hospitalisation. Receive double the daily cash benefit if warded in the Intensive Care Unit, up to a maximum of 90 days, at no extra cost.

Surgical allowance benefit
Enjoy a surgical allowance of up to S$2,000 on a reimbursement basis to help defray medical bills.

Incremental daily hospital cash benefit
Enjoy a yearly 10% increase in the principal daily cash benefit, up to a maximum of 50% at the end of Year 5 at no additional cost to you. This means you get increasingly great value on your premiums paid.

30% no claim bonus
Receive a refund of 30% of total premiums (plus GST) paid, in the absence of a claim for every three consecutive years.

Family coverage
Save 5% on the premium when you include your spouse in the same plan. For a nominal amount, your children can also be covered for S$100 daily cash benefit.

Optional benefits
Enhance your coverage with additional optional benefits such as Broken Bones coverage which pays up to a maximum of S$10,000; Traditional Chinese Medicine (due to accident or sickness) coverage which pays out S$100 per treatment, up to a maximum of S$10,000.

Benefits table

	Plan 1	Plan 2
Principal daily cash benefit, up to 500 days of hospitalisation • Adult*	S$100/day	S$200/day
• Child	S$100/day
Double indemnity benefit for ICU stay, up to 90 days • Adult*	S$200/day	S$400/day
• Child	S$200/day
Indexation benefit for Individual (Adult) plan Incremental 10% each year on the principal daily cash benefit, up to a maximum of 50% at the end of Year 5.	S$150/day from Year 6 onwards	S$300/day from Year 6 onwards
	N.A. for Child/ren
Hospital/Surgical allowance (reimbursement) • Adult	Up to S$1,000	Up to S$2,000
• Child	Up to S$500
Post-hospitalisation benefit Per adult/child if hospital stay was a minimum of 10 consecutive days. • Adult	S$500 per policy year	S$1,000 per policy year
• Child	S$250 per policy year

* Benefit amount will depend on the sum insured (with indexation) of the adult at the time of claim.

Type of plan and premium

		Age 18 - 40 years
Principal daily cash benefit		Self	Spouse
Plan 1 - S$100	Monthly Annual	S$28.00 S$336.00	S$26.60 S$319.00
Plan 2 - S$200	Monthly Annual	S$48.00 S$576.00	S$45.60 S$547.00
		Age 41 - 50 years
		Self	Spouse
Plan 1 - S$100	Monthly Annual	S$40.00 S$480.00	S$38.00 S$456.00
Plan 2 - S$200	Monthly Annual	S$70.00 S$840.00	S$66.50 S$798.00
		Age 51 - 60 years
		Self	Spouse
Plan 1 - S$100	Monthly Annual	S$68.00 S$816.00	S$64.60 S$775.00
Plan 2 - S$200	Monthly Annual	S$117.00 S$1,404.00	S$111.15 S$1,333.00
		Child^#
S$100	Monthly Annual	S$19.00 per child S$228.00 per child
1. Eligibility age: Adults from 18 to 60 years (renewal will be up to 65 years); Children from 6 months to 18 years, or 23 years if a full-time student. 2. Premiums are subject to the prevailing GST rate. ^# Child benefit is S$100 regardless of Adult Plan.
Optional benefits
Self or Spouse Self and Spouse		Broken Bones coverage S$2.00 per month S$24.00 pa S$4.00 per month S$48.00 pa	Traditional Chinese Medicine coverage S$8.00 per month S$96.00 pa S$16.00 per month S$192.00 pa

Act now

Enhance your existing medical coverage with HospitalSurance Plus now.

Phone: 1800-HSBC NOW (4722 669) in Singapore or
Make an appointment with us today.
Click here to download Policy.

Important notes
HospitalSurance Plus is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. It is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited.

This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at HSBC Insurance (Singapore) Pte. Limited. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

HSBC Insurance (Singapore) Pte. Limited’s authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together “the Agents”) are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Issued by The Hongkong and Shanghai Banking Corporation Limited, which is incorporated in the Hong Kong SAR with limited liability.

Next steps

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Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas