Junior FirstCare

• Coverage for up to 15 child-related critical illnesses.
• Guaranteed cash payout in a lump sum upon diagnosis of child-related critical illnesses.
• Option to convert the current rider to an adult critical illness without proof of good health before 30 days of the expiry of the benefit (subject to three times of your basic sum insured for Junior FirstCare). 

We all have special plans for our children. We have special dreams for them as we watch them grow. As parents, we remember our child's very first step, first tooth and of course, their very first day at school. We also count the times we lose sleep over the first flu, the measles or chicken pox. But no matter what, we want to be there always for our children, for all of their life's major events. That's why it makes smart money sense to provide for the best for our precious children - with Junior FirstCare.

It takes care of all the worries that parents may have about their children's health as they are growing up. With Junior FirstCare, parents can rest assured that they have the most comprehensive coverage for critical illnesses for their children.

And in Singapore with the high incidences of critical illness, we can provide the broadest safety net - to ensure that our children will have the best medical care, no matter what happens.

With the Junior FirstCare safety net - even with the increasing cost of medical care and hospitalisation - you can be assured of being able to afford the best medical care when it is needed.

Asthma
One in five schoolchildren in Singapore has asthma, and the number of asthma-related deaths among children is rising. (Consider: Ahmad, four, an asthmatic, has to stay clear of dust and mites. His mother keeps his inhalers with her 24 hour a day).

Leukaemia
80 cases of childhood cancer are diagnosed every year: the most common of which is leukaemia. (Consider: 4-year-old David kept asking his mother why he had to see the doctor so frequently. Just a year ago, the only child was diagnosed with leukaemia). (Source: Straits Times 13/11/1997. These are true reports except the names of children have been changed)

With our growing affluence, a more sedentary lifestyle, and higher stress levels, studies have shown that there are increasing incidences of young children afflicted with child-related critical illnesses such as asthma, leukaemia and diabetes - which may lead to kidney failure, heart attacks, strokes and even death.

We have made Junior FirstCare a highly affordable coverage for all parents - because we believe that it is a first "must" rider for any child. You can add on to a wide range of basic plans.

For example, if you have a baby boy who is age one next birthday - you need only as little as:

• S$1.56 per month for S$10,000 Junior FirstCare (Basic Rider) and
• S$2.91 per month for S$10,000 Junior FirstCare (Plus Rider).

That's as little as five cents a day! Junior FirstCare starts with a minimum cover of $10,000. Or you can provide your child coverage of up to $50,000.

Junior FirstCare is designed to be flexible based on the budget that you wish to set aside. You have a choice of:

• Junior FirstCare - covering six child-related illnesses. (Basic Rider) and
• Junior FirstCare Plus - covering 15 child-related illnesses - the most comprehensive cover in Singapore

• Call 1800-HSBC NOW (4722 669)
• Make an appointment with us today