HSBC's ValueTerm

A lifetime term insurance that gives you added critical illness coverage

Introduction

Greater peace of mind shouldn't come at a price you'll lose sleep over. Give your loved ones the reassurance with HSBC's ValueTerm, a affordable and flexible life insurance plan that provides comprehensive coverage against terminal illness or total and permanent disability.

Benefits of HSBC's ValueTerm

Affordable protection
Enjoy life insurance coverage up to 90 years oldof age and secure the financial future of your loved ones if something unforeseen happens to you. This peace of mind is yours to enjoy at an affordable amount.
Flexibility to choose your type of coverage - Terminal Illness or Disability
In addition to your life insurance coverage, you also get to pick the coverage you want:
- Terminal illness coverage up till the end of your chosen plan.
- Total and permanent disability coverage up to 65 years of age.
Fixed premiums terms
Be assured that as you grow older and the need for life insurance coverage grows, the premium amount on your HSBC's ValueTerm plan stays the same as the day that you start to pay your first premium - guaranteed.
Flexibility to enhance your coverage
HSBC's ValueTerm gives you the option to add supplementary benefits for more comprehensive coverage such as:
- Lady FirstCare for additional coverage against female-related critical illnesses, such as breast or cervical cancer.
- Junior FirstCare or Junior FirstCare Plus to provide additional coverage for your child against common child-related critical illnesses such as severe asthma or leukaemia.

How HSBC's ValueTerm works

Assuming a non-smoking male or female who takes up HSBC's ValueTerm:

Age	Coverage	Benefits	Annual premium amount	Monthly premium amount
30-year old, male	Death, and total and permanent disability	Sum assured of S$200,000 up till age 65	S$570.00	S$48.45
35-year old, female	Death and terminal illness	Sum assured of S$500,000 for 20 years	S$700.00	S$59.50

The figures are for illustration purposes only. Insurance eligibility and premiums are subject to underwriting.

Act now

Call 1800-HSBC NOW (4722 669)
Make an appointment with us today

Important notes
HSBC's ValueTerm is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. It is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited.

This webpage contains only general information. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Summary and Benefit Illustration in deciding whether to buy this product. You can ask for the Product Summary from our authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited.

Buying a life insurance policy is a long-term commitment. There is no surrender value for this insurance policy.

HSBC Insurance (Singapore) Pte. Limited’s authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together “the Agents”) are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing material, even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Issued by The Hongkong and Shanghai Banking Corporation Limited, which is incorporated in the Hong Kong SAR with limited liability.

Next steps

Locate an ATM/Branch

Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas