HSBC's Personal Loan

• Low interest rate of 7.5% p.a.*
• Longest loan tenor of seven years^#
• Low processing fee
• No early repayment penalty

Life has many different needs, and fulfilling them requires a flexible solution. That's why at HSBC, we've designed our loans to meet your individual demands. You can choose from a wide range of repayment options to suit your personal requirements.

Get a personal loan of up to S$100,000 for any purpose

HSBC's personal loan allows you to borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish. So should that 'opportunity of a lifetime' come your way, you'll always be ready.

Regular loan repayments

Enjoy greater control with equal monthly instalments. With a choice of loan periods between two to seven years, you can choose a repayment period that is right for you. What's more, you have the freedom to pay off your loan sooner, without any fees or penalty.

Attractive interest rates

Enjoy 7.5% p.a. - one of the lowest effective interest rate in town. In addition, you have a choice of loan tenor of up to seven years - the longest* available in town!

• Calculate your monthly instalments here!

Apply online for an approval in-principle⁺. 

For joint application, please download and print the application form.

Call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.

Terms and conditions

• * Personal loan interest rate of 7.5% p.a. is calculated based on a front-end add-on method. The effective interest rates are 13.80% p.a. for two years, 13.69% p.a. for three years, 13.51% p.a. for four years, 13.32% p.a. for five years, 13.12% p.a. for six years and 12.93% p.a. for seven years. A one-time processing fee of 1.5% of the approved personal loan amount or S$30, whichever is higher applies. Other promotional terms and conditions apply. 
• ^# Information is accurate as of 10 July 2008.
• ⁺Approval in-principle terms and conditions apply.
• Personal Line of Credit and Personal Term Credit terms and conditions