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HSBC's Personal Line of Credit

HSBC's Personal Line of Credit

What's new

HSBC’s 30-day service pledge. For greater peace of mind.HSBC’s 30-day service pledge. For greater peace of mind.
HSBC’s wealth management solutions* now come with a 30-day review period. *T&Cs apply
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New to HSBC's Personal Line of Credit?

If you prefer greater flexibility on monthly repayments, HSBC's Personal Line of Credit is your ideal loan solution.

Get 1 hour in-principle approval* when you apply online for HSBC's Personal Line of Credit.

Apply now

* Terms and conditions apply.

Existing HSBC's Personal Line of Credit Customer?

Enjoy attractive low fund transfer rate at 3.20% p.a. for 6 months*.

Apply now

Get cash faster when you apply via Personal Internet Banking.

Logon and apply now

Benefits and features

  • Affordable low interest rates

      Interest Rate
    HSBC Premier customers 8.9% p.a.
    HSBC Advance customers 14.24% p.a.
    HSBC's Revolution customers
    New to HSBC customers 17.8% p.a.

  • Extra cash of up to S$100,000
    You can now borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish.
  • No guarantor or collateral required
    Enjoy totally hassle-free, easy application.
  • Low monthly payments
    Enjoy flexible repayments from as little as 3% of your outstanding balance or S$15, whichever is higher.
  • Annual Fee Waiver
      Annual Fee
    HSBC Premier customers Perpetually WAIVED
    HSBC Advance customers First 2 years WAIVED
    Annual fee of S$60# for subsequent years
    HSBC's Revolution customers
    HSBC's Platinum Credit Card customers
    New to HSBC customers First year WAIVED
    Annual fee of S$60# for subsequent years

    # Not inclusive of GST.
  • Easy Access To Cash
    Get easy access to funds at HSBC’s ATMS, the shared atm5 network at over 100 locations in Singapore and over 900,000 Cirrus ATMs worldwide.
  • Convenience of online banking
    With online@hsbc, you can pay your bills, make account balance enquiries, view statements, and arrange funds transfers with the utmost ease, convenience and security through up-to-date technology. All it takes is a click of the mouse.
  • 24-hour Assistance
    Call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.

New Personal Line of Credit Statement Guide

From 21 May 2012, HSBC will introduce a new format for the statement of account of your Personal Line of Credit. Please click here to read and understand the new statement format. Should you have any questions, please call us via our 24-hour Customer Service Hotline at 1800-HSBC NOW(4722 669) in Singapore or (65)6-HSBC NOW(4722 669) from overseas.

Revision of Personal Line of Credit and Personal Term Credit Terms and Conditions

The Personal Line of Credit & Personal Term Credit Terms and Conditions has been updated with effect from 05 December 2012. Please click here for more information.

With effect from 1 August 2012, the late payment charge relating to HSBC's Personal Line of Credit accounts will be revised to S$75.

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Next steps

Top enquiries

Enquiries / feedback

Locate an ATM/Branch

Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas

Highlights

HSBC's Personal Line of Credit Fund Transfer

HSBC Premier Home Loan