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HSBC's Personal Line of Credit

Apply for HSBC's Personal Line of Credit

Whether you seek to nurture your child's talent with enrichment classes or turn your passion into a business, you can count on
HSBC's personal loans - the faster, more flexible way to extra cash.

If you prefer greater flexibility on monthly repayments, HSBC's Personal Line of Credit is your ideal loan solution.

Apply online now

Benefits and features

  • Extra cash of up to S$100,000
    You can now borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish.
  • No guarantor or collateral required
    Enjoy totally hassle-free, easy application.
  • Low monthly payments
    Enjoy flexible repayments from as little as 3% of your outstanding balance or S$15, whichever is higher.
  • Affordable low interest rates
    - Enjoy a low interest rate of 17.8% p.a.
    - As part of our loyalty rewards, HSBC Premier, HSBC Advance and HSBC’s Revolution customers will receive preferential interest rate.

    HSBC Premier 8.9% p.a. (50% discount on prevailing interest rate of 17.8% p.a.)
    HSBC Advance 14.24% p.a.
    (20% discount on prevailing interest rate of 17.8% p.a.)
    HSBC's Revolution

  • Annual Fee Waiver
    We will waive the annual fee of S$60 for your first year.
  • Easy Access To Cash
    Get easy access to funds at HSBC’s ATMS, the shared atm5 network at over 100 locations in Singapore and over 900,000 Cirrus ATMs worldwide.
  • Convenience of online banking
    With online@hsbc, you can pay your bills, make account balance enquiries, view statements, and arrange funds transfers with the utmost ease, convenience and security through up-to-date technology. All it takes is a click of the mouse.
  • 24-hour Assistance
    Call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.

Revision of Personal Line of Credit and Personal Term Credit Terms and Conditions

The Personal Line of Credit & Personal Term Credit Terms and Conditions will be changed and updated with effect from 3 October 2011. The changes include Section C Clause 1. Please click here for more information.

Personal Line of Credit New Notes Promotion Terms and Conditions

Click here to view the Personal Line of Credit New Notes Promotion terms and conditions.

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Next steps

Contact us

Locate an ATM/Branch

Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas

Highlights

HSBC's Personal Line of Credit Fund Transfer

HSBC Premier Home Loan