• Extra cash of up to S$100,000
  You can now borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish.
  
• No guarantor or collateral required
  Enjoy totally hassle-free, easy application.
  
• Low monthly payments
  Enjoy flexible repayments from as little as 3% of your outstanding balance or S$15, whichever is higher.
  
• Affordable low interest rates
  - Enjoy a low interest rate of 17.8% p.a.
  - As part of our loyalty rewards, HSBC Premier, HSBC Advance and HSBC’s Revolution customers will receive preferential interest rate.
  
  

  HSBC Premier	8.9% p.a. (50% discount on prevailing interest rate of 17.8% p.a.)
  HSBC Advance	14.24% p.a. (20% discount on prevailing interest rate of 17.8% p.a.)
  HSBC's Revolution

  
  
• Annual Fee Waiver
  We will waive the annual fee of S$60 for your first year.
  
• Easy Access To Cash
  Get easy access to funds at HSBC’s ATMS, the shared atm5 network at over 100 locations in Singapore and over 900,000 Cirrus ATMs worldwide.
  
• Convenience of online banking
  With online@hsbc, you can pay your bills, make account balance enquiries, view statements, and arrange funds transfers with the utmost ease, convenience and security through up-to-date technology. All it takes is a click of the mouse.

• 24-hour Assistance
  Call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.
  

The Personal Line of Credit & Personal Term Credit Terms and Conditions will be changed and updated with effect from 3 October 2011. The changes include Section C Clause 1. Please click here for more information.