HSBC's Personal Line of Credit

For joint application, please download and print the application form.

Be it preparing for your bundle of joy, furthering your education or improving your home, HSBC's personal line of credit help meet your needs with extra cash.

• Extra cash of up to S$100,000
  HSBC's personal line of credit offers you more of the things you need at a more affordable rate.You can now borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish.
  
• No guarantor or collateral required
  Enjoy totally hassle-free, easy application.
  
• Low monthly payments
  Enjoy flexible repayments from as little as 3% of your outstanding balance or S$15, whichever is higher.
  
• Affordable low interest rates
  Enjoy a low interest rate of only 1% per month or 17.8% p.a. as compared to other banks' credit cards. Check out our 1% per month promotion here.
  
• Annual Fee Waiver
  We will waive the annual fee of S$60 for your first year.
  
• Easy Access To Cash
  Get easy access to funds at HSBC’s ATMS, the shared atm5 network at over 100 locations in Singapore and over 900,000 Cirrus ATMs worldwide.
  
• Convenience of online banking
  With online@hsbc, you can pay your bills, make account balance enquiries, view statements, and arrange funds transfers with the utmost ease, convenience and security through up-to-date technology. All it takes is a click of the mouse.
  
• Lower interest rates for HSBC customers
  As part of our loyalty rewards, HSBC Premier, HSBC Infinity and HSBC’s Revolution customers will receive preferential interest rate*:
   - HSBC Premier customers will enjoy 50% off HSBC's personal line of credit prevailing interest rate.
   - HSBC Infinity and HSBC's Revolution customers will enjoy 20% off HSBC’s personal line of credit prevailing interest rate.
   - The prevailing interest rate for HSBC's personal line of credit is 17.8% p.a.

• 24-hour Assistance
  Call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.