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HSBC's Personal Line of Credit

Apply for HSBC's Personal Loans

Apply online now

For joint application, please download and print the application form.

Benefits and features

Be it preparing for your bundle of joy, furthering your education or improving your home, HSBC's personal line of credit help meet your needs with extra cash.

  • Extra cash of up to S$100,000
    HSBC's personal line of credit offers you more of the things you need at a more affordable rate.You can now borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish.
  • No guarantor or collateral required
    Enjoy totally hassle-free, easy application.
  • Low monthly payments
    Enjoy flexible repayments from as little as 3% of your outstanding balance or S$15, whichever is higher.
  • Affordable low interest rates
    - Enjoy a low interest rate of 17.8% p.a.
    - As part of our loyalty rewards, HSBC Premier, HSBC INFINITY and HSBC’s Revolution customers will receive preferential interest rate.

    HSBC Premier 8.9% p.a. (50% discount on prevailing interest rate of 17.8% p.a.)
    HSBC INFINITY 14.24% p.a.
    (20% discount on prevailing interest rate of 17.8% p.a.)
    HSBC's Revolution

  • Annual Fee Waiver
    We will waive the annual fee of S$60 for your first year.
  • Easy Access To Cash
    Get easy access to funds at HSBC’s ATMS, the shared atm5 network at over 100 locations in Singapore and over 900,000 Cirrus ATMs worldwide.
  • Convenience of online banking
    With online@hsbc, you can pay your bills, make account balance enquiries, view statements, and arrange funds transfers with the utmost ease, convenience and security through up-to-date technology. All it takes is a click of the mouse.
  • 24-hour Assistance
    Call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.

Revision of Personal Line of Credit and Personal Term Credit Terms and Conditions

With effect from 1 May 2010, the clause relating to the "Disclosure of Information" in the Personal Line of Credit & Personal Term Credit Terms and Conditions will be revised. Please click here for more information.

Next steps

Contact us

Locate an ATM/Branch

Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas

Highlights

HSBC's Personal Line of Credit Fund Transfer

HSBC Fixed Rate Home Loan Promotion