HSBC's Personal Line of Credit

For joint application, please download and print the application form.

Be it preparing for your bundle of joy, furthering your education or improving your home, HSBC's personal line of credit help meet your needs with extra cash.

• Extra cash of up to S$100,000
  HSBC's personal line of credit offers you more of the things you need at a more affordable rate.You can now borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish.
  
• No guarantor or collateral required
  Enjoy totally hassle-free, easy application.
  
• Low monthly payments
  Enjoy flexible repayments from as little as 3% of your outstanding balance or S$15, whichever is higher.
  
• Affordable low interest rates
  - Enjoy a low interest rate of 17.8% p.a.
  - As part of our loyalty rewards, HSBC Premier, HSBC INFINITY and HSBC’s Revolution customers will receive preferential interest rate.
  
  

  HSBC Premier	8.9% p.a. (50% discount on prevailing interest rate of 17.8% p.a.)
  HSBC INFINITY	14.24% p.a. (20% discount on prevailing interest rate of 17.8% p.a.)
  HSBC's Revolution

  
  
• Annual Fee Waiver
  We will waive the annual fee of S$60 for your first year.
  
• Easy Access To Cash
  Get easy access to funds at HSBC’s ATMS, the shared atm5 network at over 100 locations in Singapore and over 900,000 Cirrus ATMs worldwide.
  
• Convenience of online banking
  With online@hsbc, you can pay your bills, make account balance enquiries, view statements, and arrange funds transfers with the utmost ease, convenience and security through up-to-date technology. All it takes is a click of the mouse.

• 24-hour Assistance
  Call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.
  

With effect from 1 May 2010, the clause relating to the "Disclosure of Information" in the Personal Line of Credit & Personal Term Credit Terms and Conditions will be revised. Please click here for more information.