HSBC's Personal Loan

• Interest rate as low as 0.625%^# per month
• Longest loan tenor of seven years⁺
• Low processing fee
• No early repayment penalty

Life has many different needs, and fulfilling them requires a flexible solution. That's why at HSBC, we've designed our loans to meet your individual demands. You can choose from a wide range of repayment options to suit your personal requirements.

Get a personal loan of up to S$100,000 

HSBC's personal loan allows you to borrow up to two times your monthly salary or up to S$100,000, whichever is lower, for any purpose you wish. So should that 'opportunity of a lifetime' come your way, you'll always be ready.

Regular loan repayments

Enjoy greater control with equal monthly instalments. With a choice of loan periods between two to seven years, you can choose a repayment period that is right for you. What's more, you have the freedom to pay off your loan sooner, without any fees or penalty.

Attractive interest rates

Enjoy interest rate as low as 0.625%^# per month. In addition, you have a choice of loan tenor of up to seven years - the longest⁺ available in town!

• Calculate your monthly instalments here!

• ^* Terms and conditions apply.
• ^# Personal loan interest rate of 7.5% p.a. (for loan tenor of two, three and four years) or 8.5% p.a. (for loan tenor of five, six and seven years) is calculated based on a front-end add-on method. The effective interest rates are 13.80% p.a. for two years, 13.69% p.a. for three years, 13.51% p.a. for four years, 14.92% p.a. for five years, 14.68% p.a. for six years and 14.45% p.a. for seven years. A processing fee of 1% of the approved personal loan amount or S$30, whichever is higher, is applicable for all approved applications.  
• ⁺ Information is accurate as of 15 December 2008.
• Personal Line of Credit and Personal Term Credit terms and conditions