Be it preparing for your bundle of joy, furthering your education or improving your home, HSBC's personal loan help meet your needs with extra cash.

*Minimum annual income of S$40,000 is required. The total loan amount for your HSBC's personal loan will be capped at up to four times your monthly income as indicated in the income documents, subject to a maximum of S$100,000, or an amount HSBC may in its absolute discretion determine. However, this is subject always to your aggregate maximum credit limit with HSBC for all unsecured facilities, regardless of the number of HSBC Credit Card(s) and/ or Unsecured Loans Facility you hold or apply for, being no more than four times your monthly income. For annual income of between S$30,000 to S$39,999, loan amount will be up to two times your monthly income, subject to a maximum of S$100,000, or an amount HSBC may in its absolute discretion determine.
# One hour approval in-principle terms and conditions apply.
Personal Line of Credit and Personal Term Credit terms and conditions
^ Information is accurate as of 16 June 2010.
With effect from 1 May 2010, the clause relating to the "Disclosure of Information" in the Personal Line of Credit & Personal Term Credit Terms and Conditions will be revised. Please click here for more information.
Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas