Whether you seek to nurture your child's talent with enrichment classes or turn your passion into a business, you can count on HSBC's personal loans - the faster way to extra cash with fixed monthly instalments for your greater control.
Latest Promotion
From now till 31 May 2013, receive attractive gifts* when you apply online. Here's how you can be rewarded:
Enjoy greater flexibility when you draw down the amount that you have already repaid from your existing HSBC's personal loan account up to four times your monthly income, with no processing fee!
At the same time, you may choose to extend your loan tenor, while enjoying as much control as before with fixed monthly repayments


# For Singaporeans and Singapore Permanent Residents, the total loan amount for your HSBC's personal loan will be capped at four times your monthly income as indicated in the income documents, subject to a maximum of S$100,000, or an amount HSBC may in its discretion determine. However, for individuals with an annual income of S$30,000 to under S$120,000, this is subject always to your aggregate maximum credit limit with HSBC for all unsecured facilities, regardless of the number of HSBC Credit Card(s) and/ or Unsecured Loans Facility you hold or apply for, being no more than four times your monthly income.
For foreigners residing in Singapore, a minimum annual income of S$40,000 is required and your employment pass must be valid at least for a year, and the loan amount will be up to two times your monthly income, or an amount HSBC may in its discretion determine.
+ Loan tenors of six and seven years are only applicable for salaried employees earning an annual income of S$30,000 and above.
The Personal Line of Credit & Personal Term Credit Terms and Conditions has been updated with effect from 05 December 2012. Please click here for more information.
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Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas