Your HSBC's personal loan is now more flexible. You can draw down the amount that you have already repaid from your existing HSBC's personal loan account, up to four times your monthly income with no processing fee!
At the same time, you may choose to extend your loan tenor, while enjoying as much control as before with fixed monthly repayments.

Calculate your new monthly instalment here!
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The Personal Line of Credit & Personal Term Credit Terms and Conditions will be changed and updated with effect from 3 October 2011. The changes include Section C Clause 1. Please click here for more information.
*For annual income of S$30,000 and above, the total loan amount for your HSBC's personal loan will be capped at four times your monthly income as indicated in the income documents, subject to a maximum of S$100,000, or an amount HSBC may in its absolute discretion determine. However, this is subject always to your aggregate maximum credit limit with HSBC for all unsecured facilities, regardless of the number of HSBC Credit Card(s) and/ or Unsecured Loans Facility you hold or apply for, being no more than four times your monthly income.
For foreigners residing in Singapore, a minimum annual income of S$40,000 is required and your employment pass must be valid at least for a year, and the loan amount will be up to two times your monthly income, or an amount HSBC may in its absolute discretion determine.
# One hour approval in-principle terms and conditions apply.
^ Loan tenors of six and seven years are only applicable for salaried employees earning an annual income of S$30,000 and above.
Personal Line of Credit and Personal Term Credit terms and conditions
Information is accurate as of 01 November 2011.
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