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SmartMortgage
SmartMortgage benefits and features
- Links a home loan account with a current account*
- Reduces interest on your home loan by offsetting interest earned on current account*
- Choice of no lock-in or lock-in periods of up to 3 years
What happens when you link a home loan account with a current account* that earns you interest#? You will get SmartMortgage from HSBC to help pay off your home loan for your private and HDB properties# sooner.
The simple yet effective link between your home loan and current account* through SmartMortgage will help you:
Reduce the interest payable on your mortgage
With SmartMortgage, the interest# earned on your current account* will offset the interest payable on your home loan. Paying LESS interest means that you will be shedding off years to pay off the loan and enjoy savings along the way.
Manage your finances the way you want
With SmartMortgage, your current account* is linked to your home loan, giving you flexibility to maximise control in the management of your finances and savings.
Other benefits that come with SmartMortgage
- High upfront legal fee subsidy
- Free property valuation
- Free fire insurance for first year
- HSBC's Home-Assist
Apply for a SmartMortgage today
- Make an appointment with us today.
For more information, please call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.
Notes
* Under the provisions of the Deposit Insurance Act 2005, all Singapore dollar denominated deposits with HSBC held by individual depositors will be insured by the Singapore Deposit Insurance Corporation Limited for up to S$20,000. For more information, click here.
# For minimum loan size of S$500,000, SmartMortgage interest credit is currently capped at 70% of the interest on the SmartMortgage facility for the relevant month. The Bank reserves the right to adjust the SmartMortgage Current Account interest rate.
+ Please note that personal details entered by you to make the property valuation request will be received by our service provider CKS property consultants and ourselves. The valuation provided is indicative only. HSBC is not bound by the valuation.
Next steps
Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas
Highlights
