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SmartMortgage
SmartMortgage benefits and features
- Links a home loan account with a current account
- Reduces interest on your home loan by offsetting interest earned on current account
What happens when you link a home loan account with a current account that earns you interest*? You will get SmartMortgage from HSBC to help pay off your home loan for your private and HDB properties sooner.
The simple yet effective link between your home loan and current account through SmartMortgage will help you:
Reduce the interest payable on your mortgage
With SmartMortgage, the interest* earned on your current account will offset the interest payable on your home loan. Paying LESS interest means that you will be shedding off years to pay off the loan and enjoy savings along the way.
Manage your finances the way you want
With SmartMortgage, your current account is linked to your home loan, giving you flexibility to maximise control in the management of your finances and savings.
Other benefits that come with SmartMortgage
- High upfront legal fee subsidy
- Free property valuation
- Free fire insurance for first year
- HSBC's Home Assist
Apply for a SmartMortgage today
- Make an appointment with us today.
For more information, please call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.
Notes
* For minimum loan size of S$500,000, SmartMortgage interest credit is currently capped at 70% of the interest on
a) the principal outstanding under the SIBOR-pegged SmartMortgage facility or
b) the deposit balance in the SmartMortgage Current Account, whichever is lower, for the relevant month.
The Bank reserves the right to adjust the SmartMortgage Current Account interest rate.
Next steps
Call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas
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