HSBC - Home Loan promotions

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1.	This promotion is valid from 9 January 2012 to 2 March 2012, both dates inclusive or such other date(s) as may be determined by the Bank in its sole discretion ("Promotional Period").
2.	The qualifying period for this promotion is from 9 January to 30 April 2012 ("Qualifying Period").
3.	Only customers, who take up a new home loan of minimum loan size of S$200,000 with the Bank by submitting their home loan application form within the Promotional Period and accepting the Bank's letter of offer by 16 March 2012, are eligible for this Promotion ("Eligible customers").
4.	Eligible customers must take up at least one of the following products or propositions (each a "Qualifying Product") within the Qualifying Period to be entitled to shopping vouchers of the relevant amount. a) HSBC credit card. b) A Singapore Dollar time deposit with us, with a minimum tenor of 3 months and minimum placement amount of S$25,000. c) MortgageProtector underwritten by HSBC Insurance (Singapore) Pte Ltd. d) New HSBC Premier or HSBC Advance account with Total Relationship Balance ("TRB") of S$200,000 and S$20,000 respectively.
5.	In the event that an Eligible Customer chooses to take up products 4(b) and 4(d), the amount requirement for product 4(b) should not be a subset of product 4(d) and vice versa.
6.	The Qualifying Product(s) must at all times be held in the same name(s) as the home loan account. If the home loan account is held in joint names, it is sufficient so long as the Qualifying Product(s) is/are held in the sole name of either of the joint home loan account holders.
7.	An Eligible Customer who takes up one/two/three/four Qualifying Product(s) will be entitled to receive S$80/S$180/S$280/S$380 worth of shopping vouchers respectively.
8.	Multiple take-up of the same Qualifying Product will only be considered as one Qualifying Product take-up.
9.	Each mortgaged property is only entitled to one category of shopping vouchers.
10.	The respective redemption vouchers will be issued by 30 June 2012.
11.	This Promotion is not valid in conjunction with other discounts or promotions unless stipulated otherwise.
12.	The Bank reserves the right to vary the terms of, withdraw the promotion, or replace the vouchers at its discretion with another item of a similar value without prior notice.
13.	Merchant's terms and conditions apply.
14.	The Bank accepts no liability for the goods and services provided by the merchants involved in this Promotion.
15.	In case of dispute, the Bank's decision is final.
16.	For full details and terms and conditions of each Qualifying Product, please visit www.hsbc.com.sg.

Important Notes Under the provisions of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 (the “Act”), Singapore dollar denominated deposits with The Hongkong and Shanghai Banking Corporation Limited, Singapore Branch (“HSBC”) held by a non-bank depositor (“Insured Depositor”) will be insured by the Singapore Deposit Insurance Corporation Limited or such other company as may be designated as the deposit insurance and policy owners’ protection agency for the purposes of the Act (the “Agency”), for up to S$50,000 per Insured Depositor, or such other limit as may be specified in the Act. In addition, Singapore dollar denominated deposits: (i) with HSBC which are held by an Insured Depositor, as trustee under a trust account, or held on trust in a client account, will be insured by the Agency for up to S$50,000 per account, or such other limit as may be specified in the Act; and (ii) placed with HSBC by an Insured Depositor under the Central Provident Fund Investment Scheme and/or the Central Provident Fund Minimum Sum Scheme will be insured for up to S$50,000 per Insured Depositor, or such other limit as may be specified in the Act. MortgageProtector is underwritten by HSBC Insurance (Singapore) Pte. Limited 10 Eunos Road 8 #11-01 Singapore Post Centre Singapore 408600. Company registration no. 195400150N. This product is not an obligation of, deposit in or guaranteed by The Hongkong and Shanghai Banking Corporation Limited. Buying a life insurance policy is a long-term commitment. There is no surrender value for this insurance policy.