The investment risk rating is based on our proprietary risk methodology, and considers both quantitative and qualitative factors in determining risk. An increase in risk rating on your investment will mean that the volatility of the investment has increased, which may result in the investment experiencing more fluctuations.
The investment risk rating is used as a guide to determine the type of products that are suitable to your risk profile and needs. The table below shows the respective risk profiles and corresponding investment risk ratings that are appropriate for each risk profile.
Product with no investment risks
Please click on each investment product for the full list of funds/products and the updated risk rating as of 01 Nov 2012.
Restricted funds are meant for accredited investors only
Previous risk rating
Updated risk rating
Fullerton Absolute Returns Investment Strategies Fund
At HSBC, we understand that your needs may change over time and that is why it is important to review your existing portfolio regularly to ensure that it is still in line with your risk profile and relevant to your financial objectives.
Our Premier Relationships Managers and Personal Wealth Managers can help put things into perspective. Make an appointment today for a complimentary Personal Financial Review.
Call 1800-227 8886 in Singapore or (65) 6-227 8886 from overseas
* For investment-linked funds, the rating is derived using HSBC's proprietary risk methodology and is compared against HSBC Insurance risk categorisation. The more aggressive of the two is then used as the final rating.
This document has been prepared for information only. Information contained in this document is obtained from sources believed to be reliable; however HSBC does not guarantee its completeness or accuracy. Information is correct as of end 01 Nov 2012. This material is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment or securities nor shall it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. The specific investment objectives, personal situation and particular needs of any person have not been taken into consideration. You should therefore not rely on it as an investment advice. Opinions and estimates expressed are subject to change without notice and HSBC expressly disclaims any and all liability for representations and warranties, express or implied, contained herein, or for omissions. The mention of any security should not be construed as representing a recommendation to buy or sell that security, nor does it represent a forecast on future performance of the security.
The value of investments and units may go down and up, and the investor may not get back the original sum invested. Past performance is not necessarily indicative of future performance. Investors and potential investors should read the relevant prospectus, available at HSBC branches, before investing. Investors wishing to acquire the investments will need to make an application in the manner set out in the prospectus.
By purchasing a dual currency investment you are giving the issuer of this product the right to repay you at a future date in an alternate currency that is different from the currency in which your initial investment was made, regardless of whether you wish to be repaid in this currency at that time. Dual currency investments are subject to foreign exchange fluctuations which may affect the return of your investment. Exchange controls may also be applicable to the currencies your investment is linked to. You may incur a loss on your principal sum in comparison with the base amount initially invested.
Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the product is suitable for you.