Top of main content
Women holding drinks and food in cafe; image used for HSBC Singapore Rate and rewards.

Rates and rewards

Preferential rates

Receive bonus interest of up to 3.00% p.a. on your incremental average daily balance for each Relevant Month. Here's how:

Earn combined bonus interest up to

3.00% p.a.

On your SGD Savings


Boost your savings with bonus interests1

  • Savings: 1.30% p.a. bonus interest on your SGD savings with Everyday Global Account
  • Convert: 0.90% p.a. bonus interest when you perform min. SGD5,000 currency exchange via PIB or QuickFX app
  • Spend: 0.80% p.a. bonus interest when you charge SGD800 worth of Retail Transactions to your HSBC Advance Everyday Global Debit Card for 3 months
  • SGD Time Deposit2
    0.40% p.a. for 3-month time deposits
  • USD Time Deposit3
    0.30% p.a. for 3-month time deposits
  • Online Unit Trust4
    0% sales charge on the purchase of Regular Savings Plans and only 1% sales charge on lump sum investments in Unit Trusts purchased online

Preferential rewards with HSBC Advance Credit Card

  • Enjoy up to 3.5% Cash Back on all purchases, with no minimum spend required.
  • Perpetual annual fee waiver on principal and supplementary cards.
  • Enjoy financial flexibility when you divide your purchases into small monthly instalments of 3, 6 or 12 months with HSBC Spend Instalment.

What else should I know?


1Everyday Global Account Step Up Bonus Interest Promotion Terms and Conditions for new and existing customers apply.

2Promotional SGD Time Deposit terms and conditions apply to new and existing customers.

3Promotional USD Time Deposit terms and conditions apply to new and existing customers.

4Online Unit Trust terms and conditions apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000 in aggregate per depositor per Scheme member by law.

Discover more HSBC Advance's range of exclusive services and support