Bank Loans in Singapore | Apply for a Bank Loan

Personal loans

Loan up to 8 times your monthly income
Choice of fixed or flexible repayment
Affordable interest rates
Easy access to extra cash via Debit Card, funds transfer via Online Banking or withdrawal from ATM

Terms and Conditions apply

Get rewarded with up to SGD3,000 in cashback and promotional interest rate from 3.6% p.a. (EIR 6.5% p.a.) with no processing fee.

To apply for HSBC Personal Loans, you must meet the following requirements:

You must be between 21 and 65 years of age
Annual income of SGD30,000 for salaried or SGD40,000 for self-employed or commission-based Singapore Citizens and Permanent Residents
Annual income of SGD40,000 for foreigners with Employment Pass validity of at least 6 months

Find out more about HSBC Personal Loans

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Debt consolidation plan

Consolidation of outstanding balance
Attractive interest rates
Loan tenor available of up to 10 years for affordable monthly repayment
Revolving credit facility to manage your daily financial needs

Terms and Conditions apply

Enjoy promotional interest rate from 4.2% p.a. (EIR 7.5% p.a.) and 5% cashback.

To apply for HSBC Debt Consolidation Plan, you must meet the following requirements:

Nationality: Singaporean or Singapore Permanent Resident (PR)
Annual income : Between SGD30,000 and SGD119,999 for salaried or between SGD40,000 and SGD119,999 for self-employed or commission-based earner
Total interest bearing balances^{^} in respect of unsecured credit facilities with financial institutions in Singapore exceed 12 times monthly income

^{^} Interest bearing balances include amounts rolled over on credit card and balances outstanding on unsecured loans that accrue interest.

Find out more about HSBC debt consolidation loan

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Home loans

Enjoy attractive interest rates and greater flexibility with HSBC Home Loans.

Choice of lock-in and no lock-in packages
Customised interest rate packages

Enjoy exclusive privileges for HSBC Premier customers

Find out more about HSBC home loans

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International Mortgage

Whether you're looking to diversify your portfolio by investing in an Australian property for your family's future or to refinance an existing Australian property, you can finance your property abroad locally.

Option of Australian Dollar (AUD) and Singapore Dollar (SGD) financing
Loan tenor of up to 30 years (subject to loan expiry by age 70)
Loan amount of up to 70% (for AUD loan) and 60% (for SGD loan) of purchase price or property value, whichever is lower
Property location: Adelaide, Brisbane, Perth, Melbourne, Sydney

Find out more about HSBC International mortgage

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Wealth Lending

Maximise your financial flexibility with low interest rates, no minimum monthly repayments and flexible repayments with our Wealth Portfolio Lending facility.

Access extra funds without cashing out on investments
No minimum income requirement
Extra value without extra fees
Attractive interest rates

50% to 100% Maximum Advance Ratio

Maximum Advance Ratio is the maximum percentage of the value of an asset for which HSBC is willing to loan against through the Wealth Portfolio Lending facility. The actual Advance Ratio on each asset is subject to HSBC's approval

Find out more about HSBC Investment Financing