Personal Accident Insurance | Smart PA Protect+

HSBC SG
Insurance
SmartPA Protect +

SmartPA Protect + Personal accident insurance to cover the unexpected

At HSBC, we can give you and your loved ones the financial peace of mind with personal accident insurance if something unexpected were to happen. While you keep doing all the things you love, we'll protect you with the personal accident plan – SmartPA Protect+. Our PA Insurance will cover you at every step.

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Special Offer

From 19 to 31 January 2022, when you purchase a SmartPA Protect +, you will be entitled to the following item:

20% discount
SGD40 shopping voucher

Terms and Conditions apply

At a glance

Outpatient medical bills will be covered. Double cover for hospitalisations exceeding 48 hours. Letter Of Guarantee can be arranged for overseas hospitalisations if need be.
Pays for the doctor and/or nurse to make home visit to nurse you back to health if you are immobile.
Pays the cost to modify your home or vehicle to aid with your disability.
Pays an additional 50% of the death benefit if occurs overseas.
Your children enjoy complimentary 20% of your cover (of 1 parent).
10% Family Discount, when you and your spouse are covered in the same policy.

What's covered in personal accident insurance?

Here is the summary of the different accident plans which cover your medical expenses. Compare each personal accident insurance to find out which plan suits you the best.

Summary of benefits
Benefits	Sum Insured Per Adult (SGD) - Silver	Sum Insured Per Adult (SGD) - Gold	Sum Insured Per Adult (SGD) - Platinum	Sum Insured Per Child (SGD) - Free Cover	Sum Insured Per Child (SGD) - Top-Up Cover
Accidental death/Permanent disablement (a) Accidental death whilst overseas (additional 50% payout) (b) Accidental death whilst on public transport (additional 50% payout)	SGD150,000 SGD75,000 SGD75,000	SGD350,000 SGD175,000 SGD175,000	SGD1,000,000 SGD500,000 SGD500,000	20% of Adult Sum Insured	30% of Adult Sum Insured
Third Degree Burns	SGD15,000	SGD35,000	SGD100,000	20% of Adult Sum Insured	30% of Adult Sum Insured
Medical Expenses (a) Double Indemnity on Hospitalisation (b) LOG for Overseas Hospitalisation (c) Ambulance Expenses	SGD2,000 per accident	SGD5,000 per accident	SGD10,000 per accident	20% of Adult Sum Insured	30% of Adult Sum Insured
Post-Accident Therapy (a) Physiotherapy Treatment (b) Chiropractic Treatment (c) TCM Treatment	SGD1,000 per year	SGD2,000 per year	SGD5,000 per year	20% of Adult Sum Insured	30% of Adult Sum Insured
Lifestyle Maintenance (a) Home and/or Vehicle Modification (b) Mobility Aids (up to SGD1,000 per Accident)	SGD5,000 per year	SGD10,000 per year	SGD10,000 per year	20% of Adult Sum Insured	30% of Adult Sum Insured
Temporary Total Disablement	NA	SGD350 per week	SGD1,000 per week	NA	NA
Hand, Foot & Mouth Disease (HFMD) Benefit	NA	NA	NA	SGD100 per year	SGD100 per year
Fractures Benefit	SGD2,000	SGD5,000	SGD8,000	20% of Adult Sum Insured	30% of Adult Sum Insured
Daily Hospital Cash Allowance	SGD50 per day	SGD100 per day	SGD250 per day	20% of Adult Sum Insured	30% of Adult Sum Insured
Home Recuperation Benefit (a) Doctor' Home visit (b) Home nursing care (c) Transportation cost for follow-up treatments	SGD1,000 per accident	SGD3,000 per accident	SGD6,000 per accident	20% of Adult Sum Insured	30% of Adult Sum Insured
Emergency Medical Evacuation/Repatriation	SGD10,000	SGD25,000	SGD100,000	20% of Adult Sum Insured	30% of Adult Sum Insured
Funeral Expenses	SGD2,000	SGD5,000	SGD8,000	20% of Adult Sum Insured	30% of Adult Sum Insured
Family Shield	SGD15,000	SGD30,000	SGD50,000	NA	NA
Loan Protector	SGD15,000	SGD30,000	SGD50,000	NA	NA

Summary of benefits
Benefits	Accidental death/Permanent disablement (a) Accidental death whilst overseas (additional 50% payout) (b) Accidental death whilst on public transport (additional 50% payout)
Sum Insured Per Adult (SGD) - Silver	SGD150,000 SGD75,000 SGD75,000
Sum Insured Per Adult (SGD) - Gold	SGD350,000 SGD175,000 SGD175,000
Sum Insured Per Adult (SGD) - Platinum	SGD1,000,000 SGD500,000 SGD500,000
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Third Degree Burns
Sum Insured Per Adult (SGD) - Silver	SGD15,000
Sum Insured Per Adult (SGD) - Gold	SGD35,000
Sum Insured Per Adult (SGD) - Platinum	SGD100,000
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Medical Expenses (a) Double Indemnity on Hospitalisation (b) LOG for Overseas Hospitalisation (c) Ambulance Expenses
Sum Insured Per Adult (SGD) - Silver	SGD2,000 per accident
Sum Insured Per Adult (SGD) - Gold	SGD5,000 per accident
Sum Insured Per Adult (SGD) - Platinum	SGD10,000 per accident
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Post-Accident Therapy (a) Physiotherapy Treatment (b) Chiropractic Treatment (c) TCM Treatment
Sum Insured Per Adult (SGD) - Silver	SGD1,000 per year
Sum Insured Per Adult (SGD) - Gold	SGD2,000 per year
Sum Insured Per Adult (SGD) - Platinum	SGD5,000 per year
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Lifestyle Maintenance (a) Home and/or Vehicle Modification (b) Mobility Aids (up to SGD1,000 per Accident)
Sum Insured Per Adult (SGD) - Silver	SGD5,000 per year
Sum Insured Per Adult (SGD) - Gold	SGD10,000 per year
Sum Insured Per Adult (SGD) - Platinum	SGD10,000 per year
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Temporary Total Disablement
Sum Insured Per Adult (SGD) - Silver	NA
Sum Insured Per Adult (SGD) - Gold	SGD350 per week
Sum Insured Per Adult (SGD) - Platinum	SGD1,000 per week
Sum Insured Per Child (SGD) - Free Cover	NA
Sum Insured Per Child (SGD) - Top-Up Cover	NA

Benefits	Hand, Foot & Mouth Disease (HFMD) Benefit
Sum Insured Per Adult (SGD) - Silver	NA
Sum Insured Per Adult (SGD) - Gold	NA
Sum Insured Per Adult (SGD) - Platinum	NA
Sum Insured Per Child (SGD) - Free Cover	SGD100 per year
Sum Insured Per Child (SGD) - Top-Up Cover	SGD100 per year

Benefits	Fractures Benefit
Sum Insured Per Adult (SGD) - Silver	SGD2,000
Sum Insured Per Adult (SGD) - Gold	SGD5,000
Sum Insured Per Adult (SGD) - Platinum	SGD8,000
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Daily Hospital Cash Allowance
Sum Insured Per Adult (SGD) - Silver	SGD50 per day
Sum Insured Per Adult (SGD) - Gold	SGD100 per day
Sum Insured Per Adult (SGD) - Platinum	SGD250 per day
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Home Recuperation Benefit (a) Doctor' Home visit (b) Home nursing care (c) Transportation cost for follow-up treatments
Sum Insured Per Adult (SGD) - Silver	SGD1,000 per accident
Sum Insured Per Adult (SGD) - Gold	SGD3,000 per accident
Sum Insured Per Adult (SGD) - Platinum	SGD6,000 per accident
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Emergency Medical Evacuation/Repatriation
Sum Insured Per Adult (SGD) - Silver	SGD10,000
Sum Insured Per Adult (SGD) - Gold	SGD25,000
Sum Insured Per Adult (SGD) - Platinum	SGD100,000
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Funeral Expenses
Sum Insured Per Adult (SGD) - Silver	SGD2,000
Sum Insured Per Adult (SGD) - Gold	SGD5,000
Sum Insured Per Adult (SGD) - Platinum	SGD8,000
Sum Insured Per Child (SGD) - Free Cover	20% of Adult Sum Insured
Sum Insured Per Child (SGD) - Top-Up Cover	30% of Adult Sum Insured

Benefits	Family Shield
Sum Insured Per Adult (SGD) - Silver	SGD15,000
Sum Insured Per Adult (SGD) - Gold	SGD30,000
Sum Insured Per Adult (SGD) - Platinum	SGD50,000
Sum Insured Per Child (SGD) - Free Cover	NA
Sum Insured Per Child (SGD) - Top-Up Cover	NA

Benefits	Loan Protector
Sum Insured Per Adult (SGD) - Silver	SGD15,000
Sum Insured Per Adult (SGD) - Gold	SGD30,000
Sum Insured Per Adult (SGD) - Platinum	SGD50,000
Sum Insured Per Child (SGD) - Free Cover	NA
Sum Insured Per Child (SGD) - Top-Up Cover	NA

How to buy SmartPA Protect +

Buy SmartPA Protect + online now

Buy SmartPA Protect + to learn more about Smart PA Protect + This link will open in a new window

Call us (AXA Singapore)

Call us at (65) 6880 4070 if you have any questions.

Email AXA

Email at banca_hsbc@axa.com.sg if you have any questions

Insurance

Smart PA Protect + is underwritten by AXA Insurance Pte Ltd. and distributed by HSBC Bank (Singapore) Limited ("HSBP"). It is not an obligation of, deposit in or guaranteed by HSBP.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AXA Insurance Pte Ltd. or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at AXA Insurance Pte Ltd.. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

AXA Insurance Pte Ltd.'s authorised agents or distributors, including HSBP (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from AXA Insurance Pte Ltd. in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Personal accident insurance - SmartPA Protect +

SmartPA Protect + Personal accident insurance to cover the unexpected

Special Offer

At a glance

What's covered in personal accident insurance?

Personal accident insurance plan comparison

How to buy SmartPA Protect +

Buy SmartPA Protect + online now

Call us (AXA Singapore)

Email AXA

Disclaimers

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