Personal Accident Insurance | Smart PA Protect+

HSBC SG
Insurance
Smart PA Protect +

Cover for the unexpected with Smart PA Protect +

At HSBC, we can give you and your loved ones the financial peace of mind you may need if something unexpected were to happen. While you keep doing all the things you love, we'll protect you at every step with our Smart PA Protect+ Insurance.

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At a glance

Outpatient medical bills will be covered. Double cover for hospitalisations exceeding 48 hours. Letter Of Guarantee can be arranged for overseas hospitalisations if need be.
Pays for the doctor and/or nurse to make home visit to nurse you back to health if you are immobile.
Pays the cost to modify your home or vehicle to aid with your disability.
Pays an additional 50% of the death benefit if occurs overseas.
Your children enjoy complimentary 20% of your cover (of 1 parent).
10% Family Discount, when you and your spouse are covered in the same policy.

What's covered?

Summary of benefits
Benefits	Silver	Gold	Platinum
Accidental death/Permanent disablement	SGD150,000	SGD350,000	SGD1,000,000
Accidental death whilst overseas (additional 50% payout)	SGD75,000	SGD175,000	SGD500,000
Accidental death whilst on public transport (additional 50% payout)	SGD75,000	SGD175,000	SGD500,000
Third degree burns	SGD15,000	SGD35,000	SGD100,000

Summary of benefits
Benefits	Accidental death/Permanent disablement
Silver	SGD150,000
Gold	SGD350,000
Platinum	SGD1,000,000

Benefits	Accidental death whilst overseas (additional 50% payout)
Silver	SGD75,000
Gold	SGD175,000
Platinum	SGD500,000

Benefits	Accidental death whilst on public transport (additional 50% payout)
Silver	SGD75,000
Gold	SGD175,000
Platinum	SGD500,000

Benefits	Third degree burns
Silver	SGD15,000
Gold	SGD35,000
Platinum	SGD100,000

Medical Expenses

Silver: SGD2,000 per accident
Gold: SGD5,000 per accident
Platinum: SGD10,000 per accident

Sum Insured will be doubled for hospitalisations of more than 48 hours. Provides Letter of Guarantee upon hospitalisation (applicable for Gold & Platinum plans only). Covers ambulance expenses with a sub-limit of SGD500 per accident.

Post-accident therapy

Silver: SGD1,000 per year
Gold: SGD2,000 per year
Platinum: SGD5,000 per year

Reimburses for Traditional Chinese Medicine (TCM) treatment, physiotherapy and chiropractic treatment.

Temporary total disablement

Silver: N/A
Gold: SGD350 per week, for up to 104 weeks
Platinum: SGD5,000 per year

Lifestyle maintenance

Silver: SGD5,000 per year
Gold: SGD10,000 per year
Platinum: SGD5,000 per year

Pays for your mobility aids (up to SGD1,000 per accident) and home/vehicle modification upon disablement.

Free child cover + SGD100 per year for hand, foot & mouth disease

Silver: free child cover + SGD100 per year for hand, foot & mouth disease
Gold: free child cover + SGD100 per year for hand, foot & mouth disease
Platinum: free child cover + SGD100 per year for hand, foot & mouth disease

20% of Adult's Sum Insured (except Temporary Total Disablement)

Fractures benefit. Pays for fractures in the event of an accident
Daily hospital cash allowance. Pays up to 365 days
Home Recuperation Benefit - Reimburses for doctor's home visit, home nursing care and transportation cost for follow-up treatments
Emergency Medical Evacuation/ Repatriation - Reimburses transportation cost to transfer you back to Singapore for medical treatment
Family Shield - Pays a lump sum upon accidental death if you have a surviving spouse, parent or child
Funeral Expenses - Pays a lump sum to defray the cost of funeral
Loan Protector - Pays for any outstanding housing loans, vehicle loans, or education loans upon accidental death

How to buy Smart PA Protect +

Buy Smart PA Protect + online now

Buy Smart PA Protect + to learn more about Smart PA Protect + This link will open in a new window

Call us (AXA Singapore)

Call us at (65) 6880 4070 if you have any questions.

Email AXA

Email at banca_hsbc@axa.com.sg if you have any questions

Insurance

Smart PA Protect + is underwritten by AXA Insurance Pte Ltd. and distributed by HSBC Bank (Singapore) Limited ("HSBP"). It is not an obligation of, deposit in or guaranteed by HSBP.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AXA Insurance Pte Ltd. or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at AXA Insurance Pte Ltd.. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

AXA Insurance Pte Ltd.'s authorised agents or distributors, including HSBP (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from AXA Insurance Pte Ltd. in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Smart PA Protect +

Cover for the unexpected with Smart PA Protect +

At a glance

What's covered?

Schedule of Benefits

Add-ons

How to buy Smart PA Protect +

Buy Smart PA Protect + online now

Call us (AXA Singapore)

Email AXA

Disclaimers

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