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A man is speaking to his doctor; image used for HSBC Singapore Insurnace Early Critical Care

Early Critical Care

Be financially covered against the unexpected.

Early Critical Care Insurance Plan

Medical and technological advancement has now made it possible to detect critical illnesses during the early stages. If critical illness is detected, it is important that you are able to focus on recovery, without worrying about medical costs, income losses and other costs that may need to be catered for such as alternative medication, domestic help and physiotherapy costs.

Features & benefits

Critical illness affects more people than you think. Did you know? Cancer has been the number one caue of death in Singapore1. Early Critical Care is designed to provide you with financial relief even for an early stage critical illness to help you beat the odds.

  • Covers 102 conditions
    Enjoy comprehensive coverage against a wide range of illnesses.
  • Provides 100% payout even for early stage critical illness
    Early Critical Care pays 100% of the sum assured in the early, intermediate and critical stages2.
  • Covering illnesses not commonly insured in Singapore
    Covering prevalent illnesses such as Dengue Haemorrhagic Fever, Diabetic Retinopathy, Osteoporosis and Severe Rheumatoid Arthritis.
  • Affordable premiums and comprehensive coverage
    A premium of just about SGD160 a month provides you with cover of up to SGD180,0003.

Get in touch

Call us

Call 1800-HSBC NOW (4722 669)

For all policy servicing related enquiries please call HSBC Insurance customer care hotline at (65) 6225 6111.

Find a branch

Visit us at any HSBC branch and talk to us in person.

What else should I know?

As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance product that is not suitable for you may impact your ability to finance your future healthcare needs.

More Information

1Ministry of Health Website Statistics on Principal Causes of Death from 2015 to 2017.

2Subject to respective limits capped at each stage.

3Illustration is based on a male non-smoker of age 35, and policy term to age 85. The total cover of SGD180,000 consists of i) a sum insured of SGD100,000 and ii) four special benefits with additional payouts of 20% of the Sum Insured, i.e. SGD20,000 each.


Early Critical Care is underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N) and distributed by HSBC Bank (Singapore) Limited ("HSBC"). It is not an obligation of, a deposit in, or guaranteed by, HSBC.

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and/or particular needs of any specific person. This is not a contract of insurance and it does not constitute an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary for details and seek advice from a qualified financial adviser before deciding and making a commitment to buy the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Please refer to the policy contract for the exact terms and conditions, specific details and exclusions of this product.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or


This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 31 May 2021.