Early Critical Care Insurance Plan
Features & benefits
Critical illness affects more people than you think. Did you know? Cancer has been the number one caue of death in Singapore1. Early Critical Care is designed to provide you with financial relief even for an early stage critical illness to help you beat the odds.
- Covers 102 conditionsEnjoy comprehensive coverage against a wide range of illnesses.
- Provides 100% payout even for early stage critical illnessEarly Critical Care pays 100% of the sum assured in the early, intermediate and critical stages2.
- Covering illnesses not commonly insured in SingaporeCovering prevalent illnesses such as Dengue Haemorrhagic Fever, Diabetic Retinopathy, Osteoporosis and Severe Rheumatoid Arthritis.
- Affordable premiums and comprehensive coverageA premium of just about S$160 a month provides you with cover of up to S$180,0003.
What else should I know?
Buying a life insurance policy is a long term commitment. An early termination of the policy usually incurs a high cost and the surrender value payable may be less than the total premiums paid.
1Ministry of Health Website Statistics on Principal Causes of Death from 2012 to 2014.
2Subject to respective limits capped at each stage.
3Illustration is based on a male non-smoker of age 35, and policy term to age 85. The total cover of $180,000 consists of i) a sum insured of S$100,000 and ii) four special benefits with additional payouts of 20% of the Sum Insured, i.e. S$20,000 each.
Early Critical Care is underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N), 21 Collyer Quay #02-01 Singapore 049320 and distributed by HSBC Bank (Singapore) Limited ("HSBC"). It is not an obligation of, a deposit in, or guaranteed by, HSBC.
This webpage contains only general information. It does not constitute an offer to buy or sell an insurance product or service. A person interested in this product should read the relevant product summary for details before deciding whether to buy this product. You may wish to seek advice from a financial consultant before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial consultant, you should consider whether this product in question is suitable for you.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 30 November 2018.
This material is issued by HSBC Bank (Singapore) Limited.