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HSBC TravelOne Credit Card

Instant reward redemption with an extensive selection of airline and hotel partners.

Unlock a world of travel freedom

Two travel wins, one card: miles + luggage. Get up to 20,000 miles (in the form of 50,000 Reward points) and a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680) with HSBC TravelOne Credit Card. Terms and conditions apply. Learn more  

Welcome gift

Spend SGD1,000 to receive up to 20,000 miles (in the form of 50,000 Reward points) and a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680)

Existing HSBC cardholders will receive up to 10,000 miles (awarded in the form of 25,000 Reward points) and a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680). All applicants must provide marketing consent and pay annual fee of SGD196.20 (inclusive of GST) to be eligible.

Open up a world of elevated travel

Instant redemption

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app.

Earn accelerated points

Get up to 2.4 miles (6X Reward points) for your spending.

Travel privileges

Complimentary travel insurance coverage, airport lounge visits and more.

Split flexibly

Split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans – find out more.

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The calculated amount shown is indicative only, based on qualifying transactions. Terms and conditions apply.

Spend, earn, and go further

Earn points and redeem them instantly[@cards-instantly]

  • Up to 2.4 miles (6× Reward points)[@cards-travelonetnc] per SGD1 charged on foreign currency spend.
  • Up to 1.2 miles (3× Reward points)[@cards-travelonetnc] per SGD1 charged on local spend.
  • Share the perks with a supplementary card[@cards-supplementarycard].
  • No redemption fee when you redeem for airline miles or hotel points until such time as may be determined by HSBC.

Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Marriott Bonvoy and more.

Travel in style

  • Airport lounge: enjoy 4 complimentary lounge visits per year to over 1,300 global airport lounges for primary cardholders – register now.
  • Mastercard Travel Rewards: Enjoy greater savings with more than 500 cashback offers in 26 destinations abroad and online, valid till 30 April 2027 – register or log on now.
  • Priceless™ Specials: discover top-tier benefits and a world of privileged access with curated offers and benefits from Mastercard – explore all offers.
  • Travel offers: enjoy a variety of travel privileges when you plan your trip – find out more.

Put your mind at ease

  • Travel insurance[@cards-travelinsurancecoverage]: enjoy complimentary travel insurance with coverage of up to SGD150,000 for Overseas Medical Expenses when you charge the full cost of your air ticket to your HSBC TravelOne Credit Card. With effect from 1 September 2025, Full Travel Expenses includes accommodation and car rentals - read the full policy and frequently asked questions.
  • ID Theft Protection™: enjoy peace of mind when surfing and purchasing online. Proactive monitoring and alerts help to ensure the security of your personal data from identity theft or fraud. Enrol online for complimentary access – find out more.

Who can apply?

To apply for an HSBC TravelOne Credit Card, you need to be at least 21 years old and meet the minimum annual income requirement in the table below:
Nationality / banking relationship Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] New HSBC customers
Singaporean/ Singapore permanent residents (salaried employees) SGD30,000 SGD65,000 SGD65,000
Singaporean/ Singapore permanent residents (self-employed / commission-based earners)     SGD40,000 SGD65,000 SGD65,000
Foreigners SGD65,000 SGD65,000 SGD65,000
To apply for an HSBC TravelOne Credit Card, you need to be at least 21 years old and meet the minimum annual income requirement in the table below:
Nationality / banking relationship Singaporean/ Singapore permanent residents (salaried employees)
Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] SGD30,000
Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] SGD65,000
New HSBC customers SGD65,000
Nationality / banking relationship Singaporean/ Singapore permanent residents (self-employed / commission-based earners)    
Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] SGD40,000
Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] SGD65,000
New HSBC customers SGD65,000
Nationality / banking relationship Foreigners
Existing HSBC customers with TRB of ≥SGD50,000[@total-relationship-balance] SGD65,000
Existing HSBC customers with TRB of <SGD50,000[@total-relationship-balance] SGD65,000
New HSBC customers SGD65,000

In addition to the minimum income and relationship balance requirements, the bank may, at its discretion, take into consideration the applicant’s overall financial standing, creditworthiness, employment and other relevant factors in assessing eligibility.

To apply for a secured credit card, you must have a TRB of at least SGD50,000 which includes a minimum fixed deposit of SGD10,000 committed to your secured credit card. 

Apply now

New HSBC cardholder

Apply now and get two travel wins with one card - get up to 20,000 miles (awarded in the form of 50,000 Reward points) and a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680).

Simply apply with marketing consent provided, pay annual fee of SGD196.20 (inclusive of GST) and spend at least SGD1,000 on your new card from your card account opening date to the end of the following month to receive:

  • Up to 20,000 miles (awarded in the form of 50,000 Reward points)
  • Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680) 

Apply now and get up to 10,000 miles (awarded in the form of 25,000 Reward points).

Simply apply with marketing consent provided, pay annual fee of SGD196.20 (inclusive of GST) and spend at least SGD1,000 on your new card from your card account opening date to the end of the following month to receive:

  • Up to 10,000 miles (awarded in the form of 25,000 Reward points)
  • Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680) 

Share the perks with a supplementary card

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.

  • Earn reward points each time your loved ones spend on their cards
  • Get up to 5 supplementary cards, free to you and your family for life
  • Any loved one can hold a supplementary credit card as long as they're aged 18 or above

Additional information

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Notes

The miles shown are for illustrative purposes only, based on the redemption rate of 25,000 HSBC Reward points to 10,000 air miles from Cathay Pacific – Asia Miles in any brochures, marketing or promotional materials. Visit our full list of airlines and hotel partners' programmes' redemption rate.
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