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A couple is using a laptop; image used for HSBC Singapore Home Equity Loan

Home Equity Loan

Tap into the value of your home to capture investment or business opportunities.


Whenever you need cash to capture investment or business opportunities, you can easily tap into the value of your home with HSBC home loans.

Leave us your contact details and we will be in touch shortly.

SORA-pegged loan

Peg your home loan interest rate to the new 1-month Compounded SORA+ benchmark rate for greater transparency and flexibility. You can also enjoy a cash incentive of up to SGD2,000.

  • SGD500 cash incentive for strata titled property
  • 0.4% of loan amount, capped at SGD2,000 cash incentive for non-strata titled property

+ The Singapore Overnight Rate Average ("SORA") is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8am and 6.15pm. SORA has been selected as a new interest rate benchmark rate in Singapore, which will eventually replace SIBOR.

Fixed rate loan

Enjoy stability by fixing your interest rate for initial years.

Contact us for the latest fixed rate packages and our Mortgage Specialists will be in touch with you shortly.