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Home Equity Loan

Tap into the value of your home to capture investment or business opportunities.


Whenever you need cash to capture investment or business opportunities, you can easily tap into the value of your home with HSBC home loans.

You can also enjoy a cash incentive of up to SGD2,000.

  • SGD500 cash incentive for a strata titled property
  • 0.4% of your loan amount, capped at SGD2,000 cash incentive for a non-strata titled property

To find out more, leave your contact details and our friendly Mortgage Specialists will be in touch with you shortly.

HSBC Home Loan Cash Incentive Promotion terms and conditions (PDF)

Leave us your contact details and we will be in touch shortly.

SORA-pegged loan

Peg your home loan interest rate to the 1-month or 3-month Compounded SORA* benchmark rate for greater transparency and flexibility. Learn more about HSBC SORA-pegged home loans.

The Singapore Overnight Rate Average ("SORA") is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8am and 6.15pm. SORA has been selected as a new interest rate benchmark rate in Singapore, which will eventually replace SIBOR.

Fixed rate loan

Enjoy stability by fixing your interest rate for initial years.

Contact us for the latest fixed rate packages and our Mortgage Specialists will be in touch with you shortly.

Combine fixed and SORA-pegged rates in one home loan

Enjoy stability by having a part of your loan under a fixed rate, and added flexibility by having the remainder pegged to Compounded SORA.

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