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A couple is using a laptop; image used for HSBC Singapore Home Equity Loan

Home Equity Loan

Tap into the value of your home to capture investment or business opportunities.


Whenever you need cash to capture investment or business opportunities, you can easily tap into the value of your home with HSBC home loans.

Leave us your contact details and we will be in touch shortly.

SIBOR-pegged loan

Enjoy flexibility of no lock-in with our attractive SIBOR-pegged package and receive up to S$2,000 cash incentive.

  • S$500 cash incentive for strata titled property
  • 0.4% of loan amount, capped at S$2000 cash incentive for non-strata titled property

SIBOR-pegged package*

SIBOR pegged loan
Year 1-3
Interest Rate SIBOR + 1.90% p.a.
SIBOR + 1.90% p.a.

SIBOR-pegged package*

SIBOR pegged loan
Interest Rate
Year 1-3
SIBOR + 1.90% p.a.
Thereafter SIBOR + 1.90% p.a.


* Terms and conditions

SIBOR-pegged package applies only to minimum loan quantum of S$200,000.

SIBOR refers to the 1-month or 3-month Singapore Interbank Offered Rate for Singapore Dollar fixed at 11 a.m Singapore time by the Association of Banks in Singapore (ABS) on the first business day of the calendar month.

The applicable interest rates, discounts and terms are subject to changes and HSBC's right of review.

Fixed rate loan

Enjoy stability by fixing your interest rate for initial years.

Contact us for the latest fixed rate packages and our Mortgage Specialists will be in touch with you shortly.