HSBC Visa Infinite Credit Card

HSBC SG
Credit Cards
Visa Infinite

Our best premium credit card for a luxury lifestyle

From elevated fine dining experiences to exclusive retail and travel benefits, our HSBC Visa Infinite Credit Card brings you perks and services tailored to your every need - wherever you may be.

Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.

Apply now for a visa infinite credit card

Let us call you back for your enquire

Check eligibility here

Enjoy instant approval^{^} and get a welcome gift on us

Apply now for instant approval^{^}. What's more, receive 35,000 miles – in the form of 87,500 Reward points when you pay the annual fee.

Terms and conditions apply. See welcome gift details.

At a glance

Earn accelerated points

Get up to 2.25 miles (5.625× Reward points) for your spending.
Exclusive dining and lifestyle offers

Enjoy up to 50% discount on dining and spa privileges.

A suite of exclusive travel privileges

Unlimited airport lounge visits, complimentary limousine transfer, expedited immigration clearance, travel insurance coverage (including COVID-19) and more.
Personalised assistance

Dedicated concierge service wherever you may be.

Spend, earn, and go further

Get up to 2.25 miles (5.625× Reward points) on local and overseas purchases.
Earn rates per SGD1	Local spend	Overseas spend
Regular earn rate¹	1 mile (2.5× Reward points)	2 miles (5× Reward points)
Step-up earn rate²	1.25 miles (3.125× Reward points)	2.25 miles (5.625× Reward points)

Get up to 2.25 miles (5.625× Reward points) on local and overseas purchases.
Earn rates per SGD1	Regular earn rate¹
Local spend	1 mile (2.5× Reward points)
Overseas spend	2 miles (5× Reward points)

Earn rates per SGD1	Step-up earn rate²
Local spend	1.25 miles (3.125× Reward points)
Overseas spend	2.25 miles (5.625× Reward points)

Be spoilt for choice with miles and other attractive gifts redemption under our HSBC Reward Programme. You can also redeem for a Visa Infinite Credit Card Annual Fee waiver with your Reward points.

To transfer Reward points to miles, enroll in HSBC Mileage Programme with an annual programme fee of SGD40 (subject to GST) — see more details.

A suite of travel privileges

With the HSBC Visa Infinite Credit Card, enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Airport lounges

Enjoy unlimited complimentary lounge visits to over 1,100 global airport lounges for both primary and supplementary cardholders.

Simply present your HSBC Visa Infinite Credit Card, boarding pass and quote 'LoungeKey' at participating lounges.
Charges apply when cardholders bring in guests at a rate of USD35 per guest per visit. Guest charges are subject to change at the lounge operator's discretion.
For the full list of participating lounges, visit LoungeKey lounge finder for more information.

Terms and conditions apply.

Frequently asked questions

Travel like a VIP

Be chauffeured in style to Changi Airport from any location in Singapore. Plus, skip the queue and pass through the expedited immigration channel at your destination.

Receive 2 complimentary redemptions of both privileges — limousine transfers to the airport and expedited immigration services each calendar year. HSBC Premier customers get 4 complimentary redemptions.

You can earn more privileges as you spend on the card. Receive 1 complimentary redemption of both privileges with every SGD2,000 eligible purchases in a calendar month.

Things to note

both privileges are only available to primary cardholders
redeem up to 24 redemptions in a calendar year, and must be utilised within the same calendar year
each limousine transfer is available for you and 2 accompanying guests with a minimum 1 day advance booking required
each expedited immigration service is available for you and 1 accompanying guest with a minimum 3 days advance booking required

For advance booking, call the Infinite Travel and Lifestyle Butlers at 1800-227 8811 or book online.

Participating airports for expedited immigration services

Terms and conditions apply.

Frequently asked questions

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage (including COVID-19) of up to USD2 million for you and your family.

Charge the full cost of your air ticket to your HSBC Visa Infinite Credit Card and enjoy comprehensive coverage of up to USD2,000,000 and over 20 benefits (including COVID-19), so you and your loved ones can travel with peace of mind.

The insurance also covers trips that you've paid jointly with your HSBC Visa Infinite card and any air miles redemption.

Read the policy in detail.

File a claim

Travel insurance coverage is underwritten by HSBC Life (Singapore) Pte. Ltd. HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

Frequently asked questions

Travel companion

Planning to travel? But first, check out the latest travel and health restrictions for your trip.

real-time COVID-19 restrictions and travel requirements
latest quarantine protocols
COVID-19 test booking (if required)

Explore travel companion.

Visa Infinite offers

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

More on the offers This link will open in a new window

Travel and lifestyle concierge

Call upon our dedicated concierge service any time of the day, wherever you are in the world. Whether it's making flight or hotel bookings, reserving spa appointments or recommending dining options, they're delighted to be at your service.

Simply call 1800-227 8811 or visit our travel and lifestyle service page for more details.

Unlock more rewards and privileges

Exclusive dining and lifestyle offers

Live life to its fullest with a wide range of perks, from hotel dining, to spa and shopping deals, to discounts on stays at world famous hotels.

More on the offers

ENTERTAINER with HSBC

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app.

Discover over 1,000 amazing worldwide 1-for-1 and more offers on dining, leisure attractions, hotels and wellness. Look forward to exciting deals at your favourite restaurants, including Forbidden Duck, L'Angélus, Sushi Jiro and many more.

Explore ENTERTAINER with HSBC for more details.

Other promotions

Discover new privileges and experiences with offers on dining deals, hotel stays, retail purchases and more.

View promotions This link will open in a new window

Unlock additional 1% cashback with HSBC Everyday+

Get additional 1% cashback³ on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save	Step 2: Transact
Deposit fresh funds of minimum SGD2,000 (or SGD5,000 for HSBC Premier customers) into your HSBC Everyday Global Account each calendar month.	Perform a minimum of 5 eligible transactions each calendar month.

Get additional 1% cashback³ on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save	Deposit fresh funds of minimum SGD2,000 (or SGD5,000 for HSBC Premier customers) into your HSBC Everyday Global Account each calendar month.
Step 2: Transact	Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Additional 1% HSBC Everyday+ Cashback is capped at SGD300 (or SGD500 for HSBC Premier customers) per calendar month.

Find out more

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Visa Infinite Credit Card. For any further queries, contact us at 1800-227 8811 or +65 6227 8811.

Regarding the credit card

Annual fee

The annual fee you'll pay depends on your banking relationship with us.

HSBC Premier customers: SGD492.56 (inclusive of GST)
Everyone else: SGD656.08 (inclusive of GST)

The annual fee (strictly no waiver) will be charged to your account when your application is approved.

Finance charges

The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 26.9% p.a. (minimum)

Minimum charge: SGD2.50

Credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

See all FAQs more details about credit cards faqs

Eligibility and Documents Required

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD120,000

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD120,000

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD120,000

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD120,000

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Welcome gift

For a limited time, apply for a new HSBC Visa Infinite Credit Card and you'll receive a sign-up gift from us.

Receive

35,000 miles

awarded in the form of 87,500 Reward points when you pay the annual fee.

Terms and conditions apply.

How to apply

Apply online

Ready to apply? Fill in your application online in a matter of minutes.

Apply now for your new credit card. This link will open in a new window

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Request a call back to leave us your details.

Continue your application

Resume your application via the link in the SMS and/or email we have sent to you. To receive the link again, call us at 1800 4722 669.

Upload your supporting documents on the document upload page

Get a supplementary card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

Earn Reward points for spends made on the supplementary cards
Up to five supplementary cards, free for life
Supplementary cardholders must be at least 18 years old

Terms and condition apply.

Apply for a supplementary credit card

Manage your finance with greater control

HSBC Spend Installment

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

Card Instalment Plan

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

PayLater

This link will open in a new window

Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

Balance Transfer

Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Visa Infinite credit cardholders⁴.

Credit Limit Review

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Other features

Apple Pay

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a simple tap.

Google Pay^TM

to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

Visa payWave

For purchases below SGD200, simply wave your Visa payWave enabled.

Virtual Card

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

SimplyGo

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

See other credit cards features click here to view more details

Things you should know

^{^}Terms and conditions apply.

^*With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

1.Applicable to Year 1 and any subsequent year if a Cardholder has not met the Spend Criteria in the preceding year. Other Visa Infinite Terms and Conditions apply.

2.Applicable to subsequent year (e.g. Year 2) with spend more than SGD50,000 in the previous year (e.g. Year 1). Other Visa Infinite Terms and Conditions apply.

3.HSBC Everyday+ Rewards Programme Terms and Conditions apply.

4.All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

Our best premium credit card for a luxury lifestyle

At a glance

Spend, earn, and go further

A suite of travel privileges

Airport lounges

More on lounge benefits

Travel like a VIP

More on travel privileges

Travel with peace of mind

More on insurance coverage

Travel companion

Travel companion updates

Visa Infinite offers

Travel and lifestyle concierge

Unlock more rewards and privileges

Exclusive dining and lifestyle offers

ENTERTAINER with HSBC

More about ENTERTAINER with HSBC

Other promotions

Unlock additional 1% cashback with HSBC Everyday+

Important information and links

Related documents

Other related information

Eligibility and Documents Required

Singaporean/Permanent Resident

Foreigner

International Credit History

Welcome gift

Receive

How to apply

Apply online

Leave us your details

Already made an application?

Get a supplementary card

Manage your finance with greater control

HSBC Spend Installment

Card Instalment Plan

PayLater

Balance Transfer

Credit Limit Review

Other features

Apple Pay

Google PayTM

Visa payWave

Virtual Card

SimplyGo

Things you should know

Connect with us

Google Pay^TM