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A man is writing on paper; image used for HSBC Singapore Visa Infinite credit card

HSBC Visa Infinite Credit Card

Experience the extraordinary. A premium lifestyle card with a superior earn rate of up to 2.25 air miles per dollar spent, exclusive lifestyle and luxurious travel benefits.
Visa Infinite card face

Our best premium credit card for a luxury lifestyle

From dedicated concierge service to exclusive retail and travel benefits, our HSBC Visa Infinite Credit Card brings you perks and services tailored to your every need - wherever you may be.
Enjoy instant approval^ and get a welcome gift on us

Apply now for instant approval^. What's more, receive 35,000 miles – in the form of 87,500 Reward points when you pay the annual fee. 

Terms and conditions applySee welcome gift details.

At a glance

  • Earn accelerated points
    Get up to 2.25 miles (5.625× Reward points) for your spending.
  • Travel with peace of mind
    Receive complimentary travel insurance coverage of up to SGD2.75 million for you and your family.
  • A suite of exclusive travel privileges
    Unlimited airport lounge visits, complimentary limousine transfer, expedited immigration clearance and more.
  • Personalised assistance
    Dedicated concierge service wherever you may be.

Spend, earn, and go further

A couple is having dinner
Get up to 2.25 miles (5.625× Reward points) on local and overseas purchases.
Earn rates per SGD1 Local spend Overseas spend
Regular earn rate1 1 mile (2.5× Reward points)  2 miles (5× Reward points)
Step-up earn rate2 1.25 miles (3.125× Reward points)  2.25 miles (5.625× Reward points)
Get up to 2.25 miles (5.625× Reward points) on local and overseas purchases.
Earn rates per SGD1 Regular earn rate1
Local spend 1 mile (2.5× Reward points) 
Overseas spend 2 miles (5× Reward points)
Earn rates per SGD1 Step-up earn rate2
Local spend 1.25 miles (3.125× Reward points) 
Overseas spend 2.25 miles (5.625× Reward points)

Be spoilt for choice with miles and other attractive gifts redemption under our HSBC Reward Programme. You can also redeem for a Visa Infinite Credit Card Annual Fee waiver with your Reward points.

To transfer Reward points to miles, enroll in HSBC Mileage Programme with an annual programme fee of SGD40 (subject to GST) — see more details.

A suite of travel privileges

With the HSBC Visa Infinite Credit Card, enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Airport lounges

Enjoy unlimited complimentary lounge visits to over 1,100 global airport lounges for both primary and supplementary cardholders.

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Travel like a VIP

Be chauffeured in style to Changi Airport from any location in Singapore. Plus, skip the queue and pass through the expedited immigration channel at your destination.

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Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD2.75 million for you and your family.

Travel companion

Planning to travel? But first, check out the latest travel and health restrictions for your trip.

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Visa Infinite offers

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

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Travel and lifestyle concierge

Call upon our dedicated concierge service any time of the day, wherever you are in the world. Whether it's making flight or hotel bookings, reserving spa appointments or recommending dining options, they're delighted to be at your service.

Simply call 1800-227 8811 or visit our travel and lifestyle service page for more details.

Unlock more rewards and privileges

e-Commerce Purchase Protection

Enjoy added peace of mind with coverage up to USD1,000 per year for your online purchase loss and damage, from any merchants globally.

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ENTERTAINER with HSBC

Discover over 1,000 amazing worldwide 1-for-1 deals and more with ENTERTAINER with HSBC app.

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Other promotions

Discover new privileges and experiences with offers on dining deals, hotel stays, retail purchases and more.

Unlock additional 1% cashback with HSBC Everyday+

Get additional 1% cashback3 on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save Step 2: Transact
Deposit fresh funds of minimum SGD2,000 (or SGD5,000 for HSBC Premier customers) into your HSBC Everyday Global Account each calendar month. Perform a minimum of 5 eligible transactions each calendar month.
Get additional 1% cashback3 on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save Deposit fresh funds of minimum SGD2,000 (or SGD5,000 for HSBC Premier customers) into your HSBC Everyday Global Account each calendar month.
Step 2: Transact Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Additional 1% HSBC Everyday+ Cashback is capped at SGD300 (or SGD500 for HSBC Premier customers) per calendar month.

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Visa Infinite Credit Card. For any further queries, contact us at 1800-227 8811 or +65 6227 8811.

Eligibility and Documents Required

To be eligible, you must:

  • be at least 21 years old
  • have an annual income of at least SGD120,000

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements
For salaried employees
For commission-based earners
For self-employed
NRIC (front and back)
     
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)

 

(Preferred)

 

(Preferred)

 

(Preferred)

(B) Latest 3 months' computerised pay slips
   
 
Latest 1 year' Notice of Assessment
 
 
(not required if (A) is provided)

 

(not required if (A) is provided)

Proof of billing address

(for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

     
If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements
NRIC (front and back)
For salaried employees
 
For commission-based earners
 
For self-employed
 
Documents/Requirements
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees

 

(Preferred)

For commission-based earners

 

(Preferred)

For self-employed

 

(Preferred)

Documents/Requirements
(B) Latest 3 months' computerised pay slips
For salaried employees
 
For commission-based earners
 
For self-employed
 
Documents/Requirements
Latest 1 year' Notice of Assessment
For salaried employees
 
For commission-based earners
 
(not required if (A) is provided)
For self-employed

 

(not required if (A) is provided)

Documents/Requirements

Proof of billing address

(for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

For salaried employees
 
For commission-based earners
 
For self-employed
 

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Welcome gift

For a limited time, apply for a new HSBC Visa Infinite Credit Card and you'll receive a sign-up gift from us.

Mandarin Oriental Singapore

Receive

35,000 miles

awarded in the form of 87,500 Reward points when you pay the annual fee.

How to apply

Apply online

Ready to apply? Fill in your application online in a matter of minutes.

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Get a supplementary card

HSBC Visa Infinite Credit Card face

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn Reward points for spends made on the supplementary cards
  • Up to five supplementary cards, free for life
  • Supplementary cardholders must be at least 18 years old

Terms and condition apply.

Manage your finance with greater control

 

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

 

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

 
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Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

 

Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

 

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Other features

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a simple tap.

 
to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

 

For purchases below SGD200, simply wave your Visa payWave enabled.

 

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

 

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

Things you should know

^Terms and conditions apply.

*With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

1. Applicable to Year 1 and any subsequent year if a Cardholder has not met the Spend Criteria in the preceding year. Other Visa Infinite Terms and Conditions apply.

2. Applicable to subsequent year (e.g. Year 2) with spend more than SGD50,000 in the previous year (e.g. Year 1). Other Visa Infinite Terms and Conditions apply.

3. HSBC Everyday+ Rewards Programme Terms and Conditions apply.

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